Faith vs. Fantasy | DISC 5: Restoration | 411 Podcast🍾Reading Between The Wines (Episode 15) - video Dailymotion

Lerin Gaines

Faith vs. Fantasy | DISC 5: Restoration | 411 Podcast🍾Reading Between The Wines (Episode 15)   Featuring: Spiritual Sunday, Mentorship Series   05.18.25 | 7:00 PM EST   Streaming LIVE on all social media platforms @LERINGAINES   https://leringaines.com  https://linktr.ee/leringaines  https://www.facebook.com/leringaines  http://instagram.com/leringaines  https://www.tiktok.com/@leringaines  http://twitter.com/leringaines  https://www.youtube.com/@leringaines  https://www.twitch.tv/leringaines  https://dlive.tv/LerinGaines  https://dailymotion.com/LerinGaines   Song of The Day: "You Shall Receive" by The Clark Sisters  Released 2020 | The Return   Burning Questions: Is it faith to give what you don't have - or is it financial fantasy masked as spirituality?   I would love to hear from you! Share your response to tonight's Burning Questions:   Text: (609) 200-1098 | Email: Info@LerinGaines.com   DM on any social media platform @LERINGAINES (Facebook, Instagram, X, TikTok, YouTube, DLIVE, Twitch, DailyMotion)   Sign up for my FREE Monthly Newsletter 'Whispers of Wisdom' for updates, exclusives, and inspiration!   Subscribe now at LerinGaines.com   #Facebook #Instagram #TikTok #X #YouTube #DLIVE #Twitch #DailyMotion #ParentalAdvisory #ExplicitContent #LerinGaines #411Podcast #RBTW #ReadingBetweenTheWines #BurningQuestions #BlackDiamondConsultations #VacationWithMe #WhispersofWisdom #DISC5 #Restoration   DISCLAIMER: The content and information provided by Black Diamond Consultations are intended solely for educational and entertainment purposes. We do not guarantee the accuracy or completeness of the materials, and any reliance you place on them is strictly at your own risk. Our content is not intended to be a substitute for professional advice or judgment. Black Diamond Consultations shall not be liable for any errors or omissions in the educational and entertainment content or for any actions taken based on the information provided.   411 Podcast🍾Reading Between The Wines  DISC 5: Restoration  Track 15: Faith vs. Fantasy  ©️ 2025 Black Diamond Consultations Network  LerinGaines.com

Transcript

00:03:30Welcome, welcome, welcome. Welcome on in. Welcome to the 4-in-1 podcast. Tonight, it

00:03:53is Spiritual Sunday. So I want to say welcome, welcome, welcome on in. And before we go ahead

00:03:58and get started, I want to give a very special thank you to my executive producer. I want

00:04:04to thank God for giving me another opportunity to come out here and give you the 4-in-1 podcast.

00:04:11Also want to give a very special thank you to a few people out there who support along

00:04:15the way. Thank you for coming on in. We have Alex Coquito all the way from Puerto Rico.

00:04:20Thank you so much. Colleen Rue. Mr. E.M. West. Y'all can go ahead and check out E.M.

00:04:29West on some of the earlier versions of Disc 5 Restoration because he's on the live season

00:04:34as well. So thank you so much, Mr. E.M. West. Danny Ellie, thank you so much for Survivor

00:04:41Voice podcast. Thank you for supporting as well. Gori Gori. Miss Sheila, the credit boss.

00:04:50And I want to say what's up to Nene out there. What's up to Miss S.O.S. What's up to author

00:04:58Birdman 313. I want to welcome you all into Spiritual Sunday. If you can please do me

00:05:04a favor, please like, comment, share, subscribe, tag a friend, let them know, wake them up,

00:05:10let them know what we doing right here. We have Spiritual Sundays. We have Mental Mondays,

00:05:17Transformational Tuesday. Of course, Wine Down Wednesday, Coaching Sessions Thursday

00:05:24and Financial Friday. You never know what you're going to get on a 4-1-1 podcast reading

00:05:29between a wine show. So come right on in and we'll see what happens, what we can make some

00:05:35magic happen tonight. And I also want to say that it doesn't matter if it's one person,

00:05:45two, three, four, ten, five, a hundred, doesn't matter. My goal is to just break through to

00:05:52at least just one person. If it's just one person that gives me a comment, if it's one

00:05:57person who DMs me, one person texts me and says, you know what? I got something from

00:06:04that show or I got something from that post or I got something for that from that reel.

00:06:09That's what my goal is. So of course, hey, if it happens that way and we move to masses

00:06:15from millions, then great. But I know exactly where we started at. And from 19, and I actually

00:06:23lost count. But I just know that we started off with 19 people supporting the 4-1-1 podcast.

00:06:30And last time I checked, it was probably just a guess from maybe about a year or two when

00:06:38I really started digging into it. I'm just going to throw it out there from collectively

00:06:42across the platforms, Facebook, Instagram, X, YouTube, TikTok, DLive, Twitch, Daily Motion.

00:06:47I'm going to low ball it and say maybe 14 to 16,000 followers. But if I can guess,

00:07:01I probably would say high would be maybe 20K. And that's not all at one time. So just imagine

00:07:11as we continue to rock and roll, if we can get everybody aligned on the same front, same place,

00:07:20same time. But in any case, if we just get through to one person, then I've done my job.

00:07:27So let me go ahead and recap it to the last episode. So the last episode we spoke about Mr.

00:07:38Jaden who teaches about financial literacy, breaking generational curses and doing right

00:07:46with your money. But unfortunately, he was three months behind in his rent and he was

00:07:52more focusing on building his message and building his brand than focusing on his financial

00:07:58aspect of his life. And it happens to so many people. So we can say, that's a terrible situation.

00:08:05I can't believe that Jaden is doing this. I can't believe he's doing that. But your

00:08:10next door neighbor probably is doing the same exact thing. Your best friend probably is doing

00:08:15the same exact thing. The boss that you look up to at work is probably doing the same exact thing.

00:08:21Just because you have a nice car and you have a nice home and you have nice jewelry clothes,

00:08:25does not mean that you really have it all together financially. And that's what most

00:08:31of us are tripped up in this society and we get the game all twisted up. Because having things,

00:08:38having nice things, appearing rich, that's what everybody strives for. Because they think that

00:08:46if you drive a nice car, if you have a nice house, hair done, nails done, everything big,

00:08:51that you're really doing it big. But in reality, that's not the case. A lot of those people are in

00:08:57severe consumer debt, can't sleep at night. You wouldn't want to look what the inside of

00:09:04their house looks like because it wouldn't match the outside. And that's another aspect of it too.

00:09:11Their inner dialogue and their external dialogue does not match either. So I know we went in a

00:09:20little bit on Mr. Jayden, but one thing that we said he needed to do was take action. And also,

00:09:28maybe you should probably get a coach. Get some sort of coach to help guide him because what he's

00:09:34speaking about, what he's teaching, what his messaging is makes sense. But from my perspective,

00:09:42and again, this is just my opinion. I'm not an expert. I'm not here to give anybody any advice.

00:09:48You do your own due diligence and you figure it out yourself. But I can say that there were some

00:09:53similarities in Jayden's story and my story. So I wanted to make sure that my story was clear. I

00:09:59wanted to make sure that I wasn't spreading any confusion and my internal dialogue was not

00:10:07matching up with my external dialogue. And I wanted to get some greater alignment. So I had

00:10:13to seek coaching. I had to seek the professionals to help get me on track. So that's why we're still

00:10:20here. That's why we're doing what we're doing and teaching financial literacy and the aspect of debt

00:10:27free living from a spiritual, mental, physical, and financial aspect. So if you want to learn out

00:10:34more about Mr. Jayden and the conversation that I had with my special guest, Ms. SOS,

00:10:40please go ahead and watch that replay. And on that note, we're going to get right on

00:10:45into tonight's episode. So song of the day. You shall receive by the Clark sisters released in

00:10:552020 off of their album, the return. Now this album is very important to me because during 2020,

00:11:04I was going through some terrible situations. So I was going through, it was just, it was a rough

00:11:10period in 2020. And I must say that there were some key albums that I will always remember. You

00:11:19know, when you look back at the decade, when you look back at your life, when you look back at a

00:11:23situation that you were in, when you look back at an era of your life, I would say that this album

00:11:30from the Clark sisters definitely helped me, you know, sustain and maintain during that period.

00:11:37So shout out to the Clark sisters. I love the way that they do gospel music in a way that they,

00:11:44I want to say they flirt with R&B and hip hop for someone like me that didn't grow up in a

00:11:52church, but I grew up in music. It was very important for them to do that, you know, for

00:11:58people like me, because from that, I was able to dig into the gospel bag a little bit more because

00:12:04I learned from it through the Clark sisters and all types of scriptures, all types of biblical

00:12:13principles are outlined and written in, sewn in throughout their lyrics. So this will always be a

00:12:23memorable album, something that has helped save my life. Music saved my life. That's why I'm still

00:12:29here. And I have to give it to the Clark sisters. I love this. I love this album. So many different

00:12:37ones. Give it to him. Masterpiece, especially, you know, when it took until 2020 before I started

00:12:44to look in the mirror and actually look back at myself and say, good job. I like what I see. Songs

00:12:52like Masterpiece was definitely played an intricate part of that. While I'm here right now doing what

00:12:59I'm doing, Broken to Minister, at rock bottom in order to be able to get to the point where I'm at

00:13:05here today, had I not hit rock bottom, had I not go through some challenging times, had I not, you

00:13:11know, been broken down, I wouldn't be able to minister the way that I do. And the four in one

00:13:17podcast and reading between the lines is my ministry. And yeah, like, like I said before, I

00:13:25can go on and on and on about this album. But tonight, it serves a specific purpose with this

00:13:31song. You shall receive. And, um, whatever you don't have today, the only thing that I can say

00:13:39is, and I'm just speaking, you know, I don't know who I'm speaking to. I'm just speaking from

00:13:42experience. Asking you shall receive. Um, 2020 was the most, one of one of the, um, if I had time

00:13:54to stack it up and see which one was worse, I don't have time for that right now, but it was

00:13:58one of the most detrimental periods of my life. I've been, I've been there before, but this part,

00:14:08I was a little bit more wiser and it was just detrimental. Put it that way. It was a, it was a

00:14:15setback. Um, but like I said, I've been there before, so I knew a little bit how to navigate

00:14:21through it a little bit better than before, but it still had its own interesting parts. Um, but

00:14:28there were a lot of things that I didn't have. And the only thing that I, the only thing that I did

00:14:33have was my faith. And I had to ask, I had to ask for the things that I didn't have. I had to ask

00:14:39for the knowledge. I have to ask for the experience. I had to ask for a lot of different

00:14:44things, the strength, the courage, the energy to continue to get up and keep fighting when I wanted

00:14:49to give up. So for those of you out there tonight, if there's something that you don't have, the

00:14:55only thing that I have to say is I take it back to this Clark sister song. I take it back to the

00:14:59scriptures, ask and you shall receive. If you don't ask, you won't receive. And looking back

00:15:07at myself, looking back at my life, the younger version of me, I didn't ask. I internalized

00:15:13everything and I didn't vocalize. I did more internalization than I did vocalization. And

00:15:20because of that, I didn't have a voice, but I do know that, well, I did have a voice, but I didn't

00:15:26use it and I didn't know how to use it. But what I do know is that all of those years of suppression,

00:15:32all of those years of depression, all of those years of me being tight-lipped and not saying

00:15:38what was on my mind, what was going on internally, it was just a setup. It was a setup. Because now,

00:15:46depending on who you talk to, they say you talk too much. Why don't you pipe it down a little bit?

00:15:54If I let the powers be that thought that they knew how to control me, there would be no 4-in-1

00:16:01podcast. There would be no Reading Between the Lines because my message started to stir up a

00:16:07lot of mess. And not only did it start to stir up a lot of mess within me and get things stirred up

00:16:16and cleaned up, but the people that thought that they were masterminding and manipulating

00:16:21the situation and thought that they were getting over on me, it started to expose their mess.

00:16:26All I had to do was ask. I didn't know. I didn't know that things would get better and I didn't

00:16:37have to sit there and struggle and fight internally as long as I did. The only thing I had to do was

00:16:43open up my mouth and ask. Now, when you open up your mouth and when you ask and you start

00:16:54receiving, some people may not like it. I can almost guarantee you that they won't like it.

00:17:00Like I said, if I went along with somebody else's plan, there would be no 4-in-1 podcast. There

00:17:06would be no Reading Between the Lines. I wouldn't be a financial coach. I wouldn't have my own

00:17:10business. I would've just sat there and did what everybody else did and did what everybody else

00:17:17does and get up every single day and go and work for somebody else and never pouring into myself,

00:17:22into my own business, into my legacy. And I've done that for so many years and I decided to say,

00:17:29you know what? We're going to do something a little bit different. And it's songs like Mary

00:17:36J. Blige's work that actually helped continue to push me through. When Mary says,

00:17:42let them get mad, they going to hate anyway. Don't you get that? It doesn't matter if you're

00:17:47going on with their plan because they'll never be happy because they're not happy with themselves.

00:17:51I surround myself, and maybe some of you out there are still doing or have done it in the past,

00:17:57surrounded yourself by people who didn't love themselves. And because they didn't love

00:18:02themselves, the only thing that they can do is mirror what they are, which was hate. And the

00:18:08next thing you know, they hating on you. So just like this song, Ask and You Shall Receive from

00:18:16the Clark sisters, they got another song called Give It To Him. If there's anything that you're

00:18:21going through, any struggles, any hardships, any, just give it to him. And just remember,

00:18:27while you're going through this transition, because it's a transitional period,

00:18:33no comparison, try not to compare yourself, no judgment. And if you have something,

00:18:44you can give it. But if you don't have it, then you can't give it. And if you don't have it,

00:18:53just ask and you shall receive. And then check this out. Because once we get into this episode,

00:19:00you're going to know where I'm going with this. Sometimes it's okay to just say, you know what?

00:19:05I just don't have it to give. Because there were times where I just didn't have it to give. But

00:19:11remember asking, now once you get it, now you have an obligation to give. Because you can't

00:19:20just take, take, take. Once you receive, you can't just hold in and suppress and not give.

00:19:28Because someone along the line is going to need something. And when you interact with them,

00:19:35when you encounter, you have an obligation to give if you have it. But if you don't have it

00:19:43to give, I guess you just can't. So you're going to find out in a minute where I'm going with this.

00:19:50There's a such thing called the enabling syndrome. So we're obviously speaking about money. Let's

00:20:00just keep it real. That's what we're here to do. Speaking about money, financial literacy,

00:20:05whether it's from the, tonight is from the spiritual aspect. Enabling syndrome. I'm

00:20:13going to share a story with you. Someone close to me understood and knew what was happening.

00:20:20I'm going to say maybe two years ago, as I was doing my studies to become a financial coach,

00:20:26they saw a shift and they understood and they knew what I was doing and they knew the plan

00:20:32that I was going. So instead of them doing what they needed to do, because they had some

00:20:42information. I'm not going to say they had the same information that I had. I'm not going to

00:20:46say they started and they had the same leverage as I had. That's a good word, but they knew what

00:20:52was happening and they knew the type of person that I, because I've always been this person.

00:20:56I've always been this person ever since I was younger and started working. I just surrounded

00:21:04myself by the wrong people and it just got all twisted and messed up. But this person that you're

00:21:11hearing today, that it was always deep down inside, maybe not at a high percentage as it

00:21:19is today, but there were bits and pieces of this always in me. So this individual who was close to

00:21:24me knew and instead of them doing their work, they said, now when you, because this is what

00:21:31everybody thinks when you make it, like you really make it, you don't get to a point where you just

00:21:40make it. Every single day you got to make that thing work and you're not going to get there where

00:21:44you make it and you just sit back on a beach and you just chill and you don't have to work. I mean,

00:21:50that doesn't work. Biblically, that doesn't work. So this individual caught up in the matrix. They

00:21:58think that that's what happens. You can just sit back and sit on a beach and live the good life

00:22:02and have your Louis Vuitton bikini on and just be good like that. But yeah, it doesn't work that

00:22:11way. This individual said, when you make it, can you break me off some bread? And he didn't like

00:22:20my response and my response was absolutely not. I will not because I'm not going to enable you.

00:22:26And that comes to anybody who's close to me, whether it's family, friends, I'm not an enabler.

00:22:33As much time and energy and focus and pressure and time that it took for me to sacrifice to

00:22:43get to where I am here today, I am not an enabler and I will absolutely not enable anybody that is

00:22:50close to me. And in fact, I have people who DM me and if anybody out there is listening or ever

00:22:56listens to this replay down the line and you're close to me, whether it's friends or family or

00:23:00whatever, do not DM me asking me for money because you're not going to get it. And I don't

00:23:11want to have that come off as harsh, but I've had people do that. I'm not giving people money.

00:23:17That's just not the way it works. They hear financial coaching, you think that, oh, this

00:23:23is what it is. And the answer is absolutely not. Because unless you put the work in to figure this

00:23:31thing out yourself, I would be considered an enabler and we're just not doing it. And only

00:23:41thing you are going to do when you give people money without them learning their lesson is create

00:23:47a bigger problem. They're not going to stop the excessive spending. They're not going to stop the

00:23:53impulsive spending. They're not going to stop their bad financial habits because they know

00:23:59that they just have an outlet. I can just reach out to X, Y, and Z and get money. Sometimes if

00:24:07you don't have it to give, you just don't have it to give. And in some cases, I don't have it to

00:24:15give to you. And you might have to tell your friends that. You might have to tell your family

00:24:22that. I know one person who was digging in their emergency fund to give their family money so that

00:24:28they can eat out at restaurants and do crazy stuff like that. So even though that that person had the

00:24:34money in their emergency fund, it wasn't an emergency. Your family's needs because of their

00:24:39ignorance is not, you don't have it to give to them. You have it, yes, but you don't have it to

00:24:47give to them for that because that's not the purpose of what that money's for. We have to

00:24:51exercise good stewardship and that would be going against the plan. That would be going against

00:24:55biblical plans. So sometimes you just don't have it to give and it is what it is. And Proverbs 13

00:25:034 says, the soul of the slugger desired it and hath nothing but the soul of the diligent shall

00:25:12be made fat. Clearly right there. The soul of the slugger desired it and hath nothing but the soul

00:25:23of the diligent shall be made fat. You got to get up and you got to go to work and you got to work

00:25:28for it and you have to put in whatever you have to put in to make sure that you get what you need

00:25:33to get. And now if you sit back and you think that you want to collect from somebody else and you

00:25:37don't want to do your work and you just want to send cash at request or send DM requests out to

00:25:43people and you're sitting on your butt and you're not doing what you're supposed to do and can't

00:25:47hustle and can't even go and get a job doing the minimalist thing you could possibly do. And I know

00:25:57it sounds harsh, but sometimes it's a family and your friends and your close people that will try

00:26:01to do you in versus a stranger in the street. I would be more apt to give my money to a homeless

00:26:07person than a family member that sits around and does absolutely nothing to help themselves or help

00:26:12their own situation. And that's what you're supposed to do. And that's what I would do.

00:26:18I'm not going to give money to somebody who is not doing what they're supposed to do. And if

00:26:25you're struggling financially, why would you be giving money away anyway? If you didn't secure

00:26:31your own house and you don't have your own situation under control, what would make you

00:26:36think that it's okay for you to give money to somebody else? Just the questions that I asked,

00:26:45just some rhetorical questions that I asked. Anyway, we're going to go ahead and head on

00:26:55over to Richmond, Virginia tonight. We're going to help out Miss Clarissa, 39 years old, high

00:27:02school English teacher. And Clarissa is a devoted churchgoer and believer, but she's been tithing

00:27:13faithfully while quietly maxing out her credit cards just to stay afloat. She wonders if her

00:27:22financial struggles, excuse me. She wonders if her financial struggles are a test or a warning

00:27:30sign to use wisdom over wishful thinking. So I'll go ahead and read that again. Miss Clarissa is a

00:27:40devoted churchgoer and believer, but she's been tithing faithfully while quietly maxing out her

00:27:49credit cards just to stay afloat. She wonders if her financial struggle is a test or a warning

00:27:57sign to use wisdom over wishful thinking. Now I know that sometimes it just doesn't flow well

00:28:06when you deal with money and you deal with the Bible, you deal with spirituality, you deal with

00:28:16the church. This is a touchy topic. This segment, Spiritual Sunday is a touchy podcast. It's a touchy

00:28:30segment of the 4-in-1 podcast. A lot of people may not like the responses that you hear tonight. They

00:28:36may not like how I started off the intro. I mean, it is what it is. But can I tell you that I learned

00:28:46a lot about this tithing thing. I learned, and I'm still learning. I'm not saying that I know

00:28:52everything. I have plenty. I wouldn't even put myself on a map as far as knowing scriptures and

00:29:00all that stuff. I know when they come to me, they come to me. Can I recite them and say,

00:29:04oh yeah, you know, Proverbs this, that, and 1 John. Absolutely not. Not at this moment. I can't.

00:29:12Not saying that, you know, that won't happen in the future. But when I really started to pick up

00:29:17the Bible was in 2020 and I thought that I was reading it correctly. And I didn't realize that

00:29:22I wasn't reading it correctly until last year. So all right, I still got some work to do. I have a

00:29:30lot of work to do. So tonight, this is my opinion. This is where I'm coming from. And everybody has

00:29:36their opinion and they're entitled to it. This is not any advice. I want to repeat,

00:29:41this is not any advice. Anybody out there who is seeking advice, maybe you might need to do

00:29:47your own due diligence, seek a professional. But I just want to lay that out there. There

00:29:55are several people who will probably get upset with tonight's messaging, especially those who

00:30:00are like Clarissa, a devout churchgoer. People who go to church and they give all of their money

00:30:09to the church. And I'm going to say that if you are giving all your money to the church and you're

00:30:20in debt, which I know a lot of people do that, I'm going to rewind it and put it this way. If

00:30:30your pastor, whoever has not had anything set up to speak about financial literacy and how you

00:30:43should be a good steward of your money and how finances tie into the Bible, and God has warned

00:30:52us of how we should conduct ourselves when it comes to money, then unfortunately, maybe you

00:30:59should look into going to another church. That's the first thing. I think, and I have not been a

00:31:10devout churchgoer, I have not been going to church all my life. I've been in church in and

00:31:17out over the years, and it probably doesn't line up properly. Most of my education that I've learned

00:31:25about the Bible and everything came from learning on my own. Majority of it didn't really, really

00:31:37click in until I changed from Christianity to being a Hebrew Israelite. And I would say that

00:31:47is the first time that I heard a pastor speak about money is when I became a Hebrew Israelite.

00:31:54And I moved away from the prosperity teachers that are out there that say,

00:32:03give, give, give, and God's going to create a miracle and blessings are coming. The prosperity

00:32:15preachers out there, I'm not going to list their names, but once I found out all of this information

00:32:22that I found out that was in the Bible and how it was worded and what God wanted us to do with

00:32:29our money, I unsubscribe from all of the prosperity preachers out there. Absolutely not. Because as

00:32:38you're sitting there lining up their pockets and fattening their situation, I'm telling you,

00:32:42somebody is not going to like this tonight, but it is what it is, fattening their pockets

00:32:47and situation. Not one time are they ever teaching you about doing the right thing with

00:32:53your money. And go and ask your church or your congregation or whatever, do they have a class

00:33:00on financial literacy? Do they have anything to help you budget your money properly? Do they have

00:33:06anything to help you get out of debt so that you don't get scammed by these debt consolidation

00:33:13programs that are out there? If your church does not have anything to help from any of those,

00:33:20I spoke about, you probably should get another church. Now, Clarissa has been tithing faithfully

00:33:33given the 10% or more, I'm sure, but she didn't even have it for herself. So again, I'm not saying

00:33:40I'm totally in and out and know the Bible from top to bottom and back to forth, but I do know

00:33:46that there is something in there that says that if you don't have it, then you don't give. And

00:33:50then there's also something that says, give what you can. Now you have people who feel a certain

00:33:59way because they don't have what people are suggesting that they give and that are feeling

00:34:05a certain way and are maxing out credit cards and doing backflips and robbing Peter to pay Paul

00:34:10to make it work and then struggling behind closed doors. And then depending on how the

00:34:18situation is and the setup is, you're in a church situation and they're passing the collection plate

00:34:24around and now you're feeling a certain way because you're not putting money into it or

00:34:28you're not standing up and walking around and tithing as you see everybody else does when the

00:34:36collection plate goes around. Then I saw something that was even more interesting that

00:34:43everything is going digital. And instead of a plate being passed around, it's almost like a

00:34:51keypad that's being passed around. So you can tap and pay Apple pay, Samsung pay, whatever pay you

00:35:00pay, but they're passing this little device around and you're tapping your phone. That's

00:35:06a interesting situation because most likely that is tied to some sort of credit system.

00:35:12Never is it really, and I'm not going to say never, but rarely is it used to like come out

00:35:18of your bank account directly. Majority of Americans are in debt and they're in consumer

00:35:24debt. So therefore they're going to do the credit cards are going to do the buy now pay later type

00:35:30stuff. So a lot of their accounts are set up to that. So in a church setting, this is what's

00:35:36happening. And more and more people are going into debt and they're tithing or they feel that

00:35:44they're tithing, but they're doing it the wrong way. And that's not, uh, that's not part of the

00:35:54plan. It's not part of God's plan. Again, I do not want to speak out of pocket. I'm not sitting

00:36:01here saying that I am, you know, in and out on this. I know the tops and bottoms. I can recite

00:36:07scripture from here at air. In most cases, some people say, well, I probably should not be

00:36:13speaking about it unless I had everything lined out properly. I get it. But for me, am I, uh,

00:36:23tutelage from my pastor? It's been all spelled out from my own visualization, reading the Bible,

00:36:37reading scripture. I see it. I've read it. And if I wanted to do research and pull it up right now,

00:36:49I can, but I don't want to keep us here waiting. But for those of you who are curious about it,

00:36:57I suggest you do your own research. And if there's anybody that feels a certain way about

00:37:03the topic tonight or the conversation, by all means, please reach out and DM me. Let me know.

00:37:11I have one person tell me something already about creating biblical plans. When I said

00:37:21creating biblical plans, that didn't mean that I was rewriting them all over again. God has

00:37:25already done that for us. Yes. Thank you for bringing that to my attention. That's not my

00:37:30job to rewrite any biblical plans. And that's not what it meant to say. I have an ad out there that

00:37:36says that creating plans for you, following the ones that were already written is how you can

00:37:45become debt-free. A lot of this stuff is in the Bible. Okay. But a lot of people think that,

00:37:52Oh, the Bible is this and that. And you know, I, and that's exactly why people are in a situation

00:37:59out there. And I'm just going to put it that way. That is exactly why some of us are in the

00:38:03situation that we have been in and will continuously stay the same way because of

00:38:08lack of knowledge. And didn't he warn us that people will perish due to a lack of knowledge.

00:38:15It's all there. And unless you decide to get up and do the right thing and go through there and

00:38:20figure it out yourself or seek coaching or seek counseling, it is what it is. So miss Clarissa,

00:38:30is this financial struggle a test? I would say absolutely. Because until we learn,

00:38:38we're going to continue to keep repeating the same things over and over and over again. So I

00:38:45believe that this is a test and this is a test because we have to be careful of the people that

00:38:52we follow and we have to make sure that we put in our work as well. So yes, your church might tell

00:39:00you that it's one thing, but when you go home, you need to make sure that that lines up and

00:39:07you need to go further and you need to go beyond what you're learning for the hour and church

00:39:13once a week on a Sunday. If you're a Hebrew Israelite, multiple times a week and it's

00:39:26Saturday. But I'm just, I don't know. So I'm just putting it out there. Wisdom over wishful

00:39:35thinking. I don't think that there's any wisdom behind this. And I know that that's probably harsh

00:39:46because there's no wisdom when you were going to swipe a credit card and think that God's

00:39:55going to wave a magical wand and clear your debt. When you're continuously swiping credit

00:40:02cards over and over and over again, even though you are tithing and you're putting into the

00:40:07church. But the first thing that you need to do is make sure that you're putting into yourself

00:40:11and that you have built your house on solid ground, not build a house of cards that's ready

00:40:16to crumble soon as the first storm comes through. Robbing Peter to pay Paul. And if you do the math,

00:40:25you're probably spending more money and interest. And I believe that it's not part of the plan.

00:40:32Again, my opinion, it is a test. And until you get this right, you're going to have to do this

00:40:39and take this test over and over and over and over again. And if you don't pull out quick enough,

00:40:47your house of cards will definitely crumble down. And it's still going to be a test for you because

00:40:53when you build yourself back up, when you get yourself out of debt, most people and I'm just

00:40:59saying most people don't learn a lesson and they go and they do it again. So it all depends on how

00:41:04hard you fall and how quick you're able to turn this thing around. I'm hoping that you can turn

00:41:12it around. I know you can turn around. We all can. But I do not think that it's wise. And I

00:41:26do think that it's a you have some financial. I think a lot of our financial struggles are a test

00:41:31until we learn our lesson. We don't have to keep doing it over and over and over again. And a lot

00:41:36of people will go into like speaking to someone close to me about credit card consolidation. Oh,

00:41:43I reached out to this person and are going to do it for me. Yeah, they're going to do it for you.

00:41:50And you did not do the work yourself. You sat there and you put your trust, your energy,

00:41:55your focus, your time, your money into somebody else doing it for you instead of you doing it

00:42:00yourself. So what's going to happen nine out of 10 times is you're going to get comfortable again.

00:42:06Because the over of you was very comfortable. And that's what got you into the situation. I

00:42:12mean, I was in and out of credit card debt at least three times. And this last time I know

00:42:22in my 40s that there was a struggle 20s. OK, boom, we get out. We say we won't do it again.

00:42:3030s. Oh, that was a little more work than last time, but we still here. We out and the did it

00:42:38again. And the struggle that it took to get out in my 40s versus how easy it was in my 20s. I

00:42:46don't want that again because there may not be a next time. So this is why some people stay away

00:42:56from the church. I'm not trying to say anything, but I know a lot of people who do not go into the

00:43:04church because they see how money is being mismanaged, how people aren't being educated.

00:43:10And it's some churches and I'm putting it out there as a system to keep people stuck. Keep

00:43:18them locked in, keep them donating to the church. Meanwhile, everything else is falling apart.

00:43:24Now, once you get yourself lined up properly and your finances are good and you have it to give,

00:43:33yes, that is a great thing to do. That is what we're supposed to do. We're supposed to give

00:43:39because if you don't, there could be repercussions for that, too. So there's enough to be said about

00:43:44people who don't have it and who are breaking their back and still doing the wrong thing

00:43:48because they're tithing and are giving money when they don't have it. But what about the

00:43:52people who have the money and they don't give? That'll be a whole nother conversation,

00:43:59a whole nother podcast, but there are repercussions for both. So you can think

00:44:04that you're high on your horse and you got all your money and you want to be Scrooge McDuck

00:44:08and you're not tithing and giving to the community and giving to people who are less fortunate than

00:44:16you. But there is some biblical scriptures as well and principles as well for forgiving

00:44:22once you've reached a certain level. If you have any questions about tonight's podcast,

00:44:36you want to chime in on the burning questions tonight, you can reach me at 609-210-98. Again,

00:44:45that number is 609-210-98. That is the official 411 podcast reading between the wines hotline.

00:44:53And like I said, tonight's topic, I get it. It's not the most easiest topic to speak about,

00:45:02but it's reality. And so many people get stuck into that prosperity type of situation. And if

00:45:11anybody tells you that God told them to tell you something, I'd be very cautious about that.

00:45:16Because if God wants to tell you something, then I'm pretty sure that he can tell you yourself.

00:45:22You'll have that one-on-one, deep, intimate connection and conversation. Yes,

00:45:29God can speak through other people and messaging and all that stuff,

00:45:34but why you need to learn from a second person? God told me to tell you what,

00:45:40so be very careful about that. And a lot of that happens in some of these environments.

00:45:45God told me to tell you that, and I'm not even getting into it,

00:45:51but you know exactly what I'm talking about for those of you who understand.

00:45:54Burning questions. Is it faith to give, or is it financial fantasy marked as spirituality?

00:46:09Is it faith to give what you don't have, or is it financial fantasy marked as spirituality?

00:46:20So this burning question ties in so well, of course, with what we were speaking about,

00:46:28but it can go one or two ways. Is it faith to give what you don't have? I would say yes,

00:46:38depending on the mindset that you have. Because if you don't have it, depending on the circumstance,

00:46:50but you gave what you could, you still took care of yourself. You still know what you can

00:46:57and cannot do. And sometimes if you don't have it, but you give what you can in a moment,

00:47:06knowing that you're doing everything that you've done, you've prayed over it,

00:47:13you had your one-on-one conversation, and you know what the end game is,

00:47:21and you have faith that it will come back, I would say yes in that aspect.

00:47:33Unfortunately, in Clarissa's aspect, when it's a repetitive, cyclical cycle over and over and

00:47:44over again, and there's no end game as far as getting out of it, that could be a situation.

00:47:50And I don't believe that that's faith. I think that that's foolishness, actually.

00:47:54And let me give you an example of if it is faith to give what you don't have. So you have $20 in

00:48:07your pocket to get something to eat. Someone asked you for money, and you don't have it. Now,

00:48:20yes, you have that $20 in your pocket for you to eat, but clearly you don't have any

00:48:25extra money to be given to anybody because maybe you need it for bills, or you budgeted

00:48:32everything out for the week, and you have exactly what you have to get you to the next pay cycle.

00:48:37So technically, if someone asks you, do you have some money? You don't have it. Not to give,

00:48:42but you give it anyway. Now, you give it with faith knowing that this is going to help somebody

00:48:56in need. And maybe they need it a little bit more than I do at this moment, and I'm going

00:49:01to sacrifice whatever I have to sacrifice. So I don't really have it to give, but I'm going to

00:49:05go ahead and do it. So you give them the money, and you sacrifice, and you do whatever you have

00:49:11to do to make it get by until the next week. I believe that that's faith. And I believe that

00:49:18people operate in that aspect. When you hear the term, the more you give, the more you get,

00:49:29that's when blessings come flowing, overflowing. And it's happened to me. $20 here or there,

00:49:38you see someone outside the store that needs something. You see a homeless person. You see

00:49:43somebody struggling in a line before you to pay because they don't have the extra $0.10, $0.20,

00:49:51whatever it might be. And you throw an extra dollar in there to make sure that the person

00:49:55can get through the line and get out the store without a problem. That's one aspect of giving

00:50:04versus the other aspect of giving, which we spoke about earlier in the podcast. There's

00:50:09different levels to this and there's different ways. So sometimes you just don't have it to

00:50:17give. And depending on the situation, you just don't have it to give. I would say if you're

00:50:29doing it in a way where you're signing yourself up to repetitive subscriptions to charities,

00:50:37knowing full well that you don't have your financial set up properly to sustain that

00:50:45and hold that. But now you're giving to some charities because you think that that's the

00:50:53right thing to do. You believe that that's the right thing to do. There's different levels to

00:51:02this. I say, if you give what you don't have, it's a one-off situation. Like I said, it's a

00:51:08homeless person. It's somebody who really needs it. It makes sense. There's a desire. There's a

00:51:18tragedy. There's something that, okay. One-time situation. I would say that's faith when you

00:51:29don't have it. But when you're setting up and you're repeating the same cycle over and over

00:51:35and over again, you're giving your money to family and friends who clearly can get up and do the

00:51:40right thing for themselves. I don't think that's a good situation. And I think that that would be

00:51:48what we would consider financial fantasy, thinking that something's going to turn and

00:51:53change. Because as I continue to keep pouring money into this situation, that God's going to

00:52:01turn around and change this situation for me and make a miracle because I'm doing the right thing.

00:52:08Over and over again, week after week, I'm doing the right thing. I'm going back to the church.

00:52:15I'm giving money to the church. I have the auto pay set up to where this specific charity,

00:52:24this specific 501c3 takes out of my account every single month. I'm doing the right thing. That's

00:52:30the right thing to do. But meanwhile, I can't pay my bills. Meanwhile, I'm living paycheck

00:52:36to paycheck. Meanwhile, I don't have an emergency fund. Meanwhile, there's no exit plan to stop this

00:52:42bleeding, this financial bleeding. I think that that's financial fantasy. But you sacrificing,

00:52:51you doing whatever you got to do, digging in your purse, digging into your wallet to help

00:52:55the homeless person on a corner. I think that that's faith. And I think that people who do

00:53:04things like that, they will be repaid probably tenfold. People who make personal sacrifices

00:53:13so that someone else and they start to think about other people than thinking about themselves.

00:53:20Burning questions. Let me know how you feel about tonight's burning question. Let me know

00:53:30how you feel about tonight's show. 609-200-1098. That's the official 411 podcast hotline. Track 15,

00:53:40faith versus fantasy. This five restoration. You can DM me on Facebook, Instagram, X,

00:53:51TikTok. I am also on YouTube, DLive, Twitch, and Daily Motion. You can head on over to

00:54:06laryngaines.com and sign up for my free monthly newsletter, Whispers of Wisdom,

00:54:15inspiration updates, motivation exclusives, updates on debt-free living from the spiritual,

00:54:23mental, physical, financial aspect. If there is something that you heard tonight,

00:54:31if there's something that sparked some interest in you, maybe there might be somebody that you

00:54:37know that could benefit from this. Guide them to laryngaines.com. You can sign up for a free

00:54:4415-minute consultation. Maybe you're looking to restore your financial. We work with debt-free

00:54:56living from the aspect of spiritual, mental, physical, and financial. I'll break that down

00:55:04as what that means. When I was going through my awakening in 2020, it was in phases. It didn't

00:55:12happen all at once. There's different levels to this. Just because you have one awakening or one

00:55:21level of enlightenment, it's not that you have made it. I spoke about that earlier. There's

00:55:27different levels. I believe, and this is why I created Black Diamond Consultations,

00:55:34but I believe that the best way to get yourself on track financially is to focus on your spiritual.

00:55:42Focus on your spiritual. Know who you are. Know thyself. Understand and know who you are. After

00:55:52you focus on that pillar and you're feeling good about that pillar, not saying that we conquered

00:55:58it and we're 100% because again, there's levels to this. We have to continue to work and we have to

00:56:04continue to build upon and build upon and build upon. But the spiritual aspect is very important.

00:56:09I'm very cautious and very leery of even interacting and focusing on people who don't

00:56:17have their spiritual under control. Not under control, but they don't have a spiritual foundation,

00:56:23put it that way. For example, one of my ex-bosses told me, Oh yeah, I grew up as a Christian. I grew

00:56:31up as this and I grew up with that. But guess what? I don't believe in any of that. So right

00:56:35then and there, that's the red flags right there. You're a leader and you're sitting here telling me

00:56:40that you don't believe in anything. So basically you're telling me and letting me and everybody

00:56:44else know that you don't even believe in yourself. So I believe everything starts with self. So

00:56:53spiritual foundation is the first aspect. After that, after you're feeling good about that,

00:57:02I hope that's a good word. After you're feeling good, then I believe, and again,

00:57:08this is my belief system. This is my company that I started Black Diamond Consultation.

00:57:14If you don't agree in this order, you don't agree with anything that I'm speaking about tonight,

00:57:20then everyone has their opinion and you can handle it how you handle it. I'm just letting

00:57:27you know how I got on my journey and how I became debt free. Focusing heavily on the

00:57:33spiritual foundation first. I had to understand and know who I was before moving forward because

00:57:39I forgot who I was. Then I believe that it's very important to focus on the mental. I had

00:57:47to focus on the mental aspect and delete, delete, delete, delete all of the negative

00:57:54things that I thought and learned and that was programmed in me about money. Every single thing

00:58:07I had to delete. Only thing I have to say, ladies and gentlemen, is that neuroplasticity is a thing

00:58:15and I'm living proof of that. Yes, it is a thing. You can reprogram your mind and you better

00:58:28reprogram your mind instead of letting somebody else program you. We've been programmed ever since

00:58:34we were in these school systems. Of course, our parents, our upbringing,

00:58:44we've been programmed and conditioned to do exactly what they learned how to do.

00:58:48Then after you reprogram your mind and you focus on that mental, like I said,

00:58:57neuroplasticity is a thing. It's real. Now once you understand, let's focus on being better in

00:59:08the real world. Let's focus on how we're showing up physically in the real world. What were the

00:59:15mistakes that we were making with money when it comes to the physical aspect, when it comes to

00:59:21the fleshly aspect? Whether it's food, because that's the first thing, whether it's clothes,

00:59:31shopping, all of that, all of the worldly things, that's the physical aspect. Then after we get the

00:59:42physical, now we move into financial wealth building. I heard something so profound today.

00:59:50A lot of us that we want microwave, we think that wealth is to be built through doing a

00:59:56microwave method, that quick, fast, easy method. But for people who truly know what wealth building

01:00:04is, it's like a crock pot. I thought that that was so profound when I heard that today. Building

01:00:13wealth is like cooking in a crock pot versus what most people want today and most of society wants

01:00:24today is that microwave wealth, which doesn't exist. Now you can be rich. You can be rich in

01:00:33things such as clothes, cars, jewelry, all those types of things, which is what you'll find when

01:00:39you scroll on Instagram and the other social media, because that's what they want you to

01:00:43believe, that that's what real life is like. Okay. But there's a such thing as people who

01:00:54are wealthy, they don't look wealthy because they're not worried about impressing people,

01:00:59and they're not worried about the outer appearance. See, man focuses on the outer

01:01:06appearance. That's what we do. We want to look on the outer appearance and see if everything

01:01:10looks good and y'all know how it goes. Wealth you can't see. The richest is what we see,

01:01:24but true wealth you can't see. And I'm going to put this note here before we get on out of here.

01:01:31And this is why we shouldn't judge people. Because when you look at the outer appearance

01:01:37so much and you so focused on the outer appearance, a lot of us are passing millionaires

01:01:44on a day-to-day basis and are turning our nose up at these people because they don't look how

01:01:50we think they should look. The next time somebody holds the door open for you at the store and it's

01:01:56a regular old person, you'll probably have come across somebody who's a millionaire.

01:02:04The person who lets you go in front of them in a line and they're not all crazed in their mind

01:02:10and so quick and fast and huffing and puffing and switching side to side, trying to get out

01:02:16of the store. The person that's like, yeah, sure you can go in front of me. Probably somebody who

01:02:23has a little bit of wealth there. The person that you pass by on a highway or on a road

01:02:31and you're speeding by, knowing that you're going well over the speed limit to begin with,

01:02:37and you just can't be bothered with the person who's actually doing the speed limit,

01:02:41most likely, and I'm not saying that this is the case, but there have been some studies and

01:02:49and the reports have shown that these are people who are wealthy.

01:02:59Now a lot of people who are rich, who want to be rich,

01:03:03they have these things and they're rich for the moment. See, rich isn't long-term

01:03:11because they blow it and they mismanage their money on material things, expensive,

01:03:19lifestyle,

01:03:26even balance people, healthy balance. You can have a little bit of everything that you want

01:03:34in life. You just can't get too crazy over any one thing. So for me, of course,

01:03:43who doesn't want to be rich, right? But we need to have some wealth along with that too.

01:03:49Some people just want to be rich and they don't want to go through the aspect of what it takes

01:03:53to build wealth and it takes time and it takes reps and it takes education and it takes learning

01:04:00and it takes growing. A lot of people don't want to do that and that's okay. Everybody,

01:04:07you go on your own journey, you do what you want to do. But for those of you

01:04:10who are interested in first, let's just look at where we are right here now. You might be in debt.

01:04:16This is where Black Diamond Consultation comes in for people who are in debt. I'm not even focusing

01:04:20on being rich and wealthy and all of that stuff that happens over a long period of time. And

01:04:28that's the end game. You have to be able to see the end game, recognize that you might be in some

01:04:34mess, but you know what your end game is. You can see the end game and we're going to start

01:04:42by cleaning up this mess right here today. But it's not for everybody because if you are not

01:04:49willing to put in the work and if you are not sick and tired of being sick and tired,

01:04:55you have to be sick and tired of being sick and good and tired of yourself.

01:04:59You have to be sick of the poor habits that you've been doing. You have to be sick of the

01:05:03way that you've been living. You have to be sick when you look at your bank account and you don't

01:05:07want to do it anymore. Your credit cards might be maxed out and if they're not maxed out and you

01:05:13cut them up and you burn them and you did whatever you had to do, you shredded them and you vowed

01:05:16that you're never going to do it again, you might be on the right path. Some people, they go through

01:05:23this whole routine and this whole ritual and then after they get out of debt, they turn around,

01:05:27they go back in it. I'm talking to the people who don't want to do it no more. You've been there and

01:05:35done that before. You want to understand and you know what this is and you've hit this brick wall

01:05:41and you have fell down and you can't get any lower. Those are the people

01:05:50that might be able to benefit from this. You heard me when I said might because there are

01:05:56no guarantees because guess what? I can't do anything for you. You have to do it. You have

01:06:01to put in the reps. You have to get the information. You have to get the education,

01:06:06which will be there, but it's up to you if you're going to go ahead and do what you need to do.

01:06:13And on that note, I want to say thank you all so much for joining me tonight.

01:06:20Spiritual Sunday. This was a deep, this was a deep conversation tonight that,

01:06:27hey, listen, it might be for some people, it may not, but

01:06:31for those of you, I understand. Thank you. And those of you out there who don't like it, I get

01:06:38it too. Tomorrow at Mental Monday, same place, same time, 411 Podcast, 7 p.m. Eastern Standard Time.

01:06:51Same place, same time. I'll see you all tomorrow.

01:06:55Mental Monday is the 411 Podcast. Thank you all so much. Take care. Have a good night.

01:08:50Take care.

Faith vs. Fantasy | DISC 5: Restoration | 411 Podcast🍾Reading Between The Wines (Episode 15)

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