Zum Player springenZum Hauptinhalt springenZur Fußzeile springen
  • 21.7.2025
#startups #software #podcast #business #saas #fintech

Discover how Fiskaly scaled to 1M+ POS integrations by pioneering cloud fiscal compliance software across Europe. This is a must-watch for any SaaS or RegTech startup founder.

Fiskaly’s Country Manager Germany, Oliver Abl, joins Startuprad.io to unpack how the company grew from a Vienna-based startup to a European RegTech powerhouse. We dive into the evolution of fiscal compliance, navigating strict German regulation (TSE + BSI), and building an API-first solution that enables POS providers to scale fast across regulated markets like Germany, Spain, and Italy.

🎧 Subscribe to the Podcast:
Spotify: https://open.spotify.com/show/3etgUOz5KWKycYHsvQv1yG?si=f0b318b620dc48f0&nd=1&dlsi=abca96bff0234096
Apple Podcasts: https://podcasts.apple.com/us/podcast/startuprad-io-europes-voice-on-startups-vc-innovation/id967788304

🔑 Key Takeaways:
What is fiscal compliance software and why it matters for SaaS
How Fiskaly became the first 100% software-based TSE provider
Why unified API architecture enables faster cross-market scaling
Lessons for founders entering regulated markets
The role of M&A in building a European RegTech leader

Learn more in our blog post: https://startuprad.io/post/transforming-fiscal-compliance-how-fiskaly-s-cloud-first-approach-is-reshaping-european-pos-regulat

The music used in our intro is "MF-297 : First Hero" licensed from Musicfox.com: https://www.musicfox.com/detailsuche/?searchtext=297&submit=search

⚠️DISCLAIMER: We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research.

Copyright Notice: This video and our YouTube channel contain dialogue, and images that are the property of Startuprad.io. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided.

© Startuprad.io - All rights reserved

Chapters:
00:00:00 The Ultimate Guide to Fiscal Compliance AaaS for European POS Startups
00:00:06 Introduction to Fiscally's Journey
00:18:34 Funding and Growth Strategy
00:28:25 Navigating Regulations in SaaS
00:30:28 Advice for Early Stage Founders

#fintech #regtech #compliance #cloudsoftware #startup #business #entrepreneur #technology #innovation #payments #startupsofinstagram #businesstips #cloudcomputing #smallbusiness #paymentsolutions #digitalpayments #fiscalcompliance #europeanstartups #saas #scaleup

Kategorie

🤖
Technik
Transkript
00:00Fiscally went from three founders in Vienna to 90-plus employees,
00:04one billion POS integration in just five years.
00:07What are the key inflection points along that journey?
00:16Welcome to StartupRad.io,
00:20your podcast and YouTube blog covering the German startup scene
00:25with news, interviews, and live events.
00:31Hello and welcome, everybody.
00:33This is Joe from StartupRad.io,
00:34your startup podcast and YouTube blog from Germany.
00:38Today on StartupRadio,
00:40we're diving deep into the world of cloud-based fiscal compliance,
00:44API-driven POS innovation and regulatory tech
00:48with a very special guest, Oliver Abel,
00:51country manager at Fiscally,
00:53Europe's leading pioneer in digital fiscalization solutions.
00:58Welcome, Oliver.
00:58Hello, happy to be here.
01:03You bring a unique mix of financial expertise,
01:07consulting background, and deep regulatory knowledge,
01:10having joined Fiscally back in 2020
01:12and now leading the expansion and market positioning in Germany.
01:17By the way, that's why we are talking here today.
01:19Since stepping into the role as a country manager in 2023,
01:22you've been instrumental in shaping strategic communication,
01:26stakeholder engagement, and expansion roadmap
01:29in one of the world's most regulated markets.
01:33Under your leadership,
01:35Fiscally has achieved key milestones,
01:37including the acquisition of DF, Deutsche Fiskal GmbH,
01:40a multi-million-euro investment from growth equity firm Verdain and strategic expansion into Spain and Italy.
01:51The innovative approach offers software-only TC compliance,
01:56cloud-native digital receipts, and unified API integration.
02:00You have now reached more than 600,000 points of sale as Fiscally together
02:06and serve more than 1,000 B2B clients,
02:10including top-tier partners like Audubird, SumUp, and ready-to-order, right?
02:16That's absolutely true.
02:17I have to correct it at some point
02:19because we as Fiscally,
02:21we hit the 600k POS recently,
02:26but with the acquisition of Deutsche Fiskal,
02:29we are close to 1 million now.
02:31So the Fiscally group itself has hit the magic 1 million barrier.
02:38So very proud of that, yes.
02:40In this episode,
02:41we'll unpack how Fiscally is transforming fiscal compliance
02:45from a bureaucratic burden
02:47into a growth enabler for POS providers and retailers alike.
02:52Your perspective on digitizing tax systems,
02:55shaping public-private tech regulation,
02:59and why cloud-first fiscalization
03:01is no longer just in the future,
03:03it's in the present.
03:05Welcome.
03:06That was quite a long introduction, sorry,
03:08but you gotta set the stage.
03:14In your own words,
03:16what is Fiscally and what urgent pain points
03:18did you originally aim to solve?
03:22Well, again, thanks for having me.
03:24I think the introduction set the bridge
03:27or set the tone quite well
03:28for what we are doing
03:29and what the vibe behind it is.
03:35It's very hard to explain sometimes what we do,
03:38and I want to make it quite brief
03:39and for everyone to grasp
03:41because we are basically a B2B SaaS company
03:43building cloud-based solutions
03:45for fiscal compliance
03:46or for compliance across Europe.
03:48So, we do this like with a single API approach
03:55and I always say like,
03:56or I tend to say,
03:58our customers,
04:00like the POS providers, retailers,
04:02they build great products,
04:03great experiences,
04:05but what stands often in their way
04:08of growth,
04:08of growing across borders
04:10or entering new markets
04:11is regulation,
04:13fiscal regulation,
04:14compliance.
04:14So, it's often complex,
04:16it's fragmented,
04:17it's a blocker for innovation,
04:19and that's actually where we come in.
04:22I like to say,
04:23we reduce pain as a service.
04:25That's what we do.
04:27We make compliance seamless.
04:29Yes, that's basically like
04:31what Fiscally is,
04:32what Fiscally stands for.
04:34Pain reduction as a service.
04:36I like that one.
04:39Fiscally went from three founders
04:41in Vienna to 90 plus employees,
04:44one million POS integration
04:45in just five years.
04:47What are the key inflection points
04:49along that journey?
04:52Well,
04:53the most important milestone
04:55since we've been founded in 2019
04:59was the certification in Germany
05:00because to have a product in Germany,
05:03you have to be certified
05:04by one of the most,
05:06I would always call them
05:11the end boss of regulation.
05:13It's the BSI in Germany
05:14and they do this quite detailed.
05:18So, basically,
05:19by getting the certification in Germany,
05:21we were able to have a product in Germany
05:23and because we were the only ones
05:26doing this,
05:27we were very disruptive.
05:29It is a hardware-based driven,
05:31hardware-based industry.
05:32We set the tone
05:34doing cloud-based fiscalization
05:36as the first ones in Germany.
05:38So,
05:39that was the most important milestone.
05:41The next ones are obviously
05:42entering new markets
05:43like Spain,
05:44Italy
05:44with the same mindset
05:46being software-based,
05:48software-first
05:48and
05:49being as disruptive as possible
05:51to make it
05:52as easy
05:53and seamless as possible
05:54for the customers.
05:56Who was the entity
05:57that certified you?
05:59In Germany?
06:01Yep.
06:01It's the BSI,
06:03Bundesamt für Sicherheit
06:04in der Informationstechnik.
06:07They were,
06:07in Germany,
06:09the regulation
06:09for fiscal providers
06:11are the Ministry of Finance,
06:13BMF,
06:14and the BSI.
06:15The Ministry of Finance
06:16sets the regulatory standards
06:19when it comes to the law itself,
06:22like which is stated
06:22in the Abgabenordnung in Germany
06:24and the BSI is responsible
06:26for the technical guidelines.
06:28So, the technical solution itself.
06:31Would you say
06:33fiscal compliance
06:34is tax compliance
06:35or more?
06:37It is.
06:37Fiscal compliance is,
06:38I would say,
06:39it's a combination
06:40of
06:40technical complexity.
06:44Like,
06:44you have a product
06:47which is,
06:48in Germany,
06:50which is highly
06:51a technical product,
06:52right?
06:52but there is always,
06:54with fiscal regulation,
06:55obviously,
06:55there is always
06:56tax compliance
06:57and I think
06:58this is basically
06:59like the sweet spot
07:01where regulation hits
07:02because
07:03the regulator,
07:05the governments,
07:06have an incentive
07:07of transactions
07:09being recorded,
07:10you know,
07:10to prevent tax fraud
07:11and to prevent
07:14money laundering
07:16and all which
07:17could happen
07:18at the point of sale
07:19so therefore
07:20they want to regulate
07:20this business.
07:22But you know what?
07:23Even though the state
07:24or the governments
07:25have a very good incentive
07:26or I would say
07:29even an understandable incentive
07:31in doing that,
07:33the implementation of it
07:34is sometimes
07:35really,
07:35really complex
07:36and therefore
07:38I would say
07:40in Germany,
07:41Germany basically
07:42hit the jackpot
07:42on that.
07:43It's so complex
07:44so there was actually
07:44no one
07:45able to doing it
07:48100% software-based
07:49and we were the first ones
07:51trying it
07:52and succeeding
07:52and that's basically
07:53that was
07:54not only the first milestone,
07:56that was basically
07:57what kept us going
08:00and
08:00yeah,
08:01our success story.
08:03So,
08:04what you're doing
08:05is you offer
08:07the
08:08digital
08:09recording
08:10of transactions
08:11in order
08:12for the
08:13for you clients
08:14to provide them
08:14to the tax authorities.
08:17Yes,
08:17so basically
08:18if you're
08:19SumUp
08:20or Bird
08:20Settle
08:21one of our biggest customers
08:23in order to provide
08:25a product
08:26in
08:27for example
08:28Germany
08:28you have to be compliant
08:29with fiscal regulations
08:31and that's
08:32it's
08:32we call it
08:32CTC
08:33continuous transaction control
08:35which is basically
08:36the
08:37mandatory
08:38set of fiscal regulations
08:42and
08:42we are the only ones
08:44who do this
08:44100% software
08:45and
08:46API based
08:47so therefore
08:48one time
08:49integration
08:50with us
08:51and you can basically scale
08:52and
08:54yeah,
08:55that's
08:55that's our promise
08:57and that's why
08:57we're so popular
08:58especially with those
08:59or in this kind of industry.
09:00talk a little bit
09:04about
09:04go to market strategy
09:05and innovation strategy
09:07where was going
09:08cloud first
09:09and API first
09:11in fiscal compliance
09:12such a game changer
09:13especially in hardware
09:14dominated environments
09:15like fiscal tech?
09:18Yeah
09:18I mean
09:19there are two
09:20two aspects
09:21of growth
09:23for us
09:23to growth for us
09:24one is
09:26timing
09:27timing is very
09:28very crucial
09:29because
09:30when we were founded
09:322019 in Germany
09:33the
09:34custom sets
09:35was just implemented
09:35so if
09:37we would come across
09:38right now
09:38it would have been
09:39too late
09:40because you know
09:40the go to market
09:41or the timing
09:42is really
09:44really crucial here
09:45because
09:46since 2020
09:47everyone has to be
09:48compliant in Germany
09:49right
09:50and
09:51if you
09:52are
09:53compliant
09:54with
09:55a fiscal regulation
09:56your need
09:57or your pain
09:58to switch
09:58is not that big
09:59so therefore
10:00you have to be
10:01there
10:02when the law
10:02is basically
10:03implemented
10:03and you have to
10:04have a similar solution
10:05we were
10:07the timing was
10:07perfect for Germany
10:08and therefore
10:09we did the same
10:11or we're trying
10:12to do the same
10:12for Spain
10:13and for Italy
10:13in Spain
10:14it's actually
10:15right now
10:16where this law
10:16is being implemented
10:17so in the next
10:17couple of months
10:18we're going live
10:19here as well
10:20or the law
10:20is being enforced
10:21same for Italy
10:22Italy was actually
10:23one of the first
10:24countries in Europe
10:25to introduce
10:26a fiscal regulation
10:27but as in many
10:28other countries
10:29it was basically
10:30thought very
10:30hardware based
10:31so it is a
10:32hardware based
10:33business
10:33and in Italy
10:35they basically
10:35they are switching
10:38now
10:39they are doing
10:40it basically
10:40like technology
10:43neutral
10:43like in Germany
10:44to also allow
10:45software based
10:46solutions
10:47and therefore
10:48we are also
10:49trying to get
10:51a 100%
10:51seamless
10:52and software
10:52based solution
10:53in Italy
10:53as well
10:54I see
10:58how do you
11:00sign
11:00and receive
11:02work under
11:04the hood
11:04how did you
11:06gain trust
11:07in markets
11:08like Germany
11:09where regulatory
11:10compliance
11:11is complex
11:12and strict
11:13trust
11:14that's actually
11:16a very good
11:16question
11:16because trust
11:17is
11:18I would say
11:19it's one of
11:20the most
11:21important
11:21aspects to
11:23our business
11:23that we gain
11:24trust
11:24and you know
11:25what
11:26we're a startup
11:26now a scale-up
11:27you could say
11:28obviously
11:28because of the
11:29size we have
11:30and the growth
11:31and the sheer
11:32numbers
11:33and to be
11:35being able to
11:36do that
11:36to gain that
11:37trust in that
11:37industry was
11:38I would say
11:39one of the
11:39biggest challenges
11:40but the promise
11:41was so
11:43like
11:44what we promised
11:45was so good
11:46right
11:46because
11:47it is such
11:48a pain
11:49fiscalization
11:50is such a pain
11:51to do it
11:53like hardware
11:53based
11:54and stuff
11:54like that
11:54so we said
11:56you know
11:56what
11:56we take
11:57this complex
11:57regulation
11:58and we
11:59will transform
12:01it into a
12:01seamless
12:02cloud-based
12:03solution
12:03trust us
12:05right
12:05so that was
12:06basically the
12:06promise
12:06and you know
12:07what
12:07until the
12:09certification
12:102021
12:11it was like
12:14it was like
12:15sometimes
12:18you know
12:18you tell
12:20yourself
12:20things like
12:21that often
12:21enough
12:22that you
12:22will make
12:22it
12:23that you
12:23start
12:24believing
12:24it
12:24right
12:25and it
12:25was like
12:26a really
12:26big gamble
12:27but we
12:29always lived
12:29up to our
12:30expectations
12:30and we
12:31always lived
12:31up to what
12:32we promised
12:32our customers
12:33so it's
12:33basically
12:34not something
12:35we always
12:37say
12:37or we
12:38write
12:39somewhere
12:40it's
12:40what
12:40customers
12:41or what
12:41partners
12:42experience
12:42since the
12:43first hour
12:43we are
12:44always
12:44transparent
12:45we are
12:45always
12:46very direct
12:48and we
12:49always try
12:49to make
12:49one thing
12:50like
12:50we try
12:51to make
12:52the life
12:52of our
12:52customers
12:53very easy
12:53and that's
12:54you know
12:54by tackling
12:56this
12:56very
12:57tough
12:58regulations
12:59expansion
13:02and ecosystem
13:03growth
13:04you not
13:06only did
13:06expand
13:07to Germany
13:07you already
13:08talked
13:08about
13:08Spain
13:09and
13:09Italy
13:09your
13:10top
13:11expansion
13:12targets
13:12how does
13:13your
13:14unified
13:14API
13:16strategy
13:17reduce
13:17localization
13:18pain
13:19for
13:19POS
13:20partners
13:20yeah
13:22so
13:23regulation
13:24is
13:25most of
13:25the time
13:26very
13:27complex
13:27and
13:27domestic
13:28so
13:28every
13:28country
13:30it's
13:30not
13:31a
13:31it's
13:31not
13:32a
13:32so
13:34regulations
13:34are not
13:35similar
13:35across
13:35Europe
13:36so
13:36in Spain
13:37we are
13:37facing
13:38a different
13:38regulation
13:39obviously
13:39than in
13:40Germany
13:40or Italy
13:41but they
13:41do have
13:42things
13:42in common
13:42you can
13:43say
13:44some
13:44there are
13:45some
13:45patterns
13:45which
13:46they have
13:46in common
13:47so
13:47this is
13:49I would
13:50say
13:50the next
13:51big thing
13:51for fiscally
13:52and for
13:52fiscally
13:52customers
13:53to have
13:53a unified
13:54approach
13:54what does
13:55it mean
13:56we are
13:56not only
13:57solving
13:58Germany
13:59or Spain
14:00or Italy
14:01or Austria
14:02or whatever
14:03country comes
14:04next
14:04we are
14:06basically
14:06building a
14:07solution
14:07which covers
14:08all of the
14:09countries
14:09right
14:10so we
14:11call it
14:11unified
14:12API
14:12and this
14:12is basically
14:13like the
14:13next
14:13big thing
14:14for us
14:15because
14:16we are
14:17basically
14:17simplifying
14:18this
14:18complex
14:19and fragmented
14:20regulation
14:21for the
14:21customers
14:22so
14:22whoever
14:23is
14:24integrated
14:24in Spain
14:25with us
14:25whoever
14:25will
14:26integrate
14:26Italy
14:27with us
14:27whoever
14:28is our
14:29partner
14:29in Germany
14:30whenever
14:31they feel
14:32true
14:32they can
14:32basically
14:33implement
14:34our
14:34unified
14:34approach
14:35and
14:35they're
14:35basically
14:35compliant
14:36in
14:36all the
14:38countries
14:38we offer
14:38at the
14:39moment
14:39that
14:44was
14:44something
14:44I would
14:45have
14:45asked
14:45you
14:46anyway
14:46because
14:46that
14:47obviously
14:48makes
14:48sense
14:49so
14:49let's
14:50talk
14:51partnerships
14:51how did
14:52you land
14:52clients
14:53like
14:53AutoBird
14:54sum up
14:54and ready
14:55to order
14:55any
14:56tactics
14:56other
14:57startups
14:57can learn
14:58from you
14:58I mean
15:00AutoBird
15:01was basically
15:02one of the
15:03game changers
15:03to be quite
15:04honest and
15:05quite frank
15:05about it
15:06it's
15:06it was
15:07AutoBird
15:09was one of
15:09the first
15:09customers
15:10and
15:10it's
15:11since
15:12one of
15:13the most
15:15important
15:15ones
15:16how do
15:16you land
15:17them
15:17we
15:18always
15:19focused
15:20on
15:20what
15:21makes
15:22them
15:22great
15:22is
15:23nothing
15:24we can
15:25like
15:25what I
15:27said in
15:27the beginning
15:28reducing pain
15:28as a
15:28service
15:29is not
15:29only a
15:30slogan
15:30it's
15:30really a
15:31mindset
15:31because
15:32what they
15:33do
15:33is
15:34so far
15:35away
15:35from
15:35regulation
15:36they don't
15:37want to
15:37put much
15:37effort
15:38into
15:38that
15:38so
15:39from the
15:39start
15:40we
15:40basically
15:40said
15:41we can
15:42take away
15:42everything
15:42which is
15:43complex
15:43for you
15:43here
15:44and
15:45this is
15:45our
15:47business
15:47this is
15:47what we
15:48do
15:48nobody
15:48likes
15:48to do
15:50it
15:50but
15:51we
15:51are
15:52the
15:52best
15:53ones
15:53doing
15:53it
15:53and
15:54I
15:55don't
15:55know
15:55maybe
15:56it's
15:56sometimes
15:56just
15:57it's
15:57like
15:58every
15:58business
15:58it's
15:59a
15:59people's
15:59business
15:59right
16:00and
16:00we
16:00have
16:01a
16:01very
16:01good
16:01very
16:01strong
16:02founder
16:06good
16:06relationship
16:07with
16:08the
16:09order
16:09birds
16:10and
16:10maybe
16:11it
16:11helped
16:11also
16:12that
16:13they
16:13also
16:13had
16:13a
16:14startup
16:15background
16:16they
16:16also
16:16have
16:17a
16:17growth
16:17background
16:18so
16:19they
16:19knew
16:19exactly
16:19where
16:20we're
16:20coming
16:20from
16:21and
16:22where
16:22we're
16:22heading
16:22to
16:22so
16:23that
16:24was
16:24it
16:24maybe
16:25so
16:26I
16:27just
16:28had
16:28to
16:28smile
16:29when
16:29you
16:30talked
16:30about
16:31nobody
16:31wants
16:32to
16:32do
16:32it
16:32but
16:32we
16:33do
16:33it
16:33is
16:34that
16:34the
16:34kind
16:34of
16:35toast
16:35you
16:35do
16:35at
16:35the
16:35Christmas
16:36parties
16:36that
16:36you
16:37add
16:37fiscally
16:37no
16:41no
16:42no
16:42you
16:44know
16:44it's
16:45it's
16:45sometimes
16:46you have
16:46to
16:47be
16:48honest
16:48to
16:48yourself
16:49right
16:49and
16:49sometimes
16:50you
16:50don't
16:50have
16:50the
16:51product
16:51or
16:52you
16:53don't
16:53have
16:53the
16:53thing
16:54which
16:54is
16:54considered
16:55you
16:56know
16:56sexy
16:57it's
16:57not
16:57the
16:58thing
16:58you
16:58can
16:59brag
16:59about
16:59talking
17:01to
17:01your
17:01friends
17:01because
17:02nobody
17:02understands
17:02it
17:03quite
17:03frankly
17:03yeah
17:03but
17:04that's
17:05the
17:05good
17:05thing
17:05that's
17:06the
17:06good
17:06thing
17:07about
17:07it
17:07because
17:08that's
17:08niche
17:08and
17:09niche
17:09is
17:09always
17:09good
17:09niche
17:10is
17:10lucrative
17:10niche
17:12is
17:13nice
17:13if you
17:14want to
17:14frame it
17:15like that
17:15and
17:16what
17:17stands
17:17behind it
17:18is so much
17:18more
17:18important
17:19being
17:20being
17:20being the
17:20on the
17:21English
17:21speaking
17:22podcast
17:23of some
17:24meaning
17:24for
17:25Germany
17:25Austria
17:25and
17:25Switzerland
17:26I can
17:27totally
17:27agree
17:28niche
17:28is
17:29nice
17:29yes
17:30yes
17:32yes
17:32yes
17:32yes
17:33100%
17:34and to
17:34add
17:35something
17:35to that
17:35you know
17:37what
17:37solely in
17:38Germany
17:38the government
17:39says like
17:40there is
17:41like
17:41around
17:4270
17:43billion
17:43euros
17:44per year
17:45which are
17:46lost
17:46on the
17:48point of
17:49sale
17:49or
17:49money
17:50laundering
17:50whatever
17:51right
17:51so
17:51they
17:52have
17:52a
17:52clear
17:52incentive
17:53in
17:53regulating
17:54these
17:54things
17:55and
17:55I
17:55always
17:55say
17:55nobody
17:56likes
17:57to talk
17:57about
17:57taxes
17:58or
17:58increasing
17:59taxes
17:59and
17:59stuff
17:59like
18:00that
18:00you know
18:00this is
18:01something
18:01you can
18:03have a
18:03whole
18:03discussion
18:04about
18:04but
18:05the
18:05regulation
18:06exists
18:06and
18:07we
18:07are
18:07just
18:07trying
18:07to
18:08make
18:08it
18:08seamless
18:09and
18:10easy
18:10to
18:10enforce
18:11and
18:11our
18:12customers
18:12have
18:14I
18:15mean
18:15we
18:16lower
18:16the
18:16burden
18:16so
18:17much
18:17to
18:17actually
18:18comply
18:18with
18:18these
18:18kind
18:19of
18:19things
18:19it
18:20makes
18:20everyone's
18:21life
18:21easier
18:21right
18:22for
18:23the
18:23government
18:23for
18:24the
18:24businesses
18:25and
18:26yeah
18:26in the
18:27end
18:27also
18:27for
18:28the
18:28taxpayer
18:28and
18:29for
18:29the
18:29whole
18:29society
18:30really
18:30interesting
18:35way
18:36to
18:37think
18:37about
18:37it
18:37we'll
18:39be
18:39back
18:39guys
18:39after
18:40a
18:40short
18:41ad
18:41break
18:41hey
18:47guys
18:47welcome
18:47back
18:48to
18:48Oliver
18:49from
18:49fiscally
18:50country
18:50manager
18:51for
18:51Germany
18:51we
18:52are
18:52talking
18:53now
18:53funding
18:54and
18:54growth
18:54strategy
18:55you've
18:56just
18:57secured
18:57growth
18:58capital
18:59from
18:59Werdang
19:00why
19:01now
19:02after
19:02bootstrapping
19:03so far
19:04and how
19:04will
19:05that
19:05money
19:05fuel
19:06your
19:06next
19:06phase
19:07yeah
19:08first
19:09of
19:09all
19:09kudos
19:09to
19:10our
19:10founder
19:10team
19:11that
19:11they
19:11have
19:11been
19:12able
19:12to
19:13bootstrap
19:13this
19:13whole
19:14thing
19:14for
19:14such
19:14a
19:15long
19:15time
19:15you
19:15know
19:15to
19:17make
19:17one
19:18thing
19:18clear
19:18the
19:19founders
19:19still
19:19have
19:19a
19:19majority
19:20of
19:21fiscally
19:21so
19:22it
19:22was
19:22a
19:23minority
19:23investment
19:25one
19:26thing
19:27which
19:27is
19:27really
19:27important
19:28we
19:28did
19:29not
19:29need
19:29the
19:29money
19:29it
19:30was
19:30not
19:30about
19:31the
19:31money
19:31itself
19:31it
19:32was
19:32about
19:32the
19:32strategic
19:33partner
19:33with
19:34Verdane
19:34Verdane
19:34is
19:35one
19:35of
19:35the
19:35most
19:35prestigious
19:36growth
19:36investors
19:41a
19:43very
19:43very
19:44good
19:44expertise
19:45a
19:45good
19:45you
19:46know
19:46with
19:46their
19:46portfolio
19:47customers
19:47and
19:47other
19:48portfolio
19:50companies
19:50like
19:51us
19:51and
19:51some
19:52of
19:53companies
19:54in
19:55similar
19:55situations
19:55it
19:56makes
19:56just
19:57so
19:57much
19:57more
19:57sense
19:58to
19:58do
19:58networking
19:58to
19:59say
19:59like
19:59hey
19:59we
20:00are
20:00where
20:01you
20:02have
20:02been
20:02I
20:02don't
20:02know
20:02three
20:03years
20:03ago
20:03how
20:04did
20:04you
20:04manage
20:04to
20:04tackle
20:06that
20:06topic
20:06how
20:07did
20:07you
20:07manage
20:07to
20:07restructure
20:08things
20:08you
20:08know
20:09and
20:09this
20:09is
20:10something
20:10where
20:12we
20:12are
20:12actually
20:13looking
20:13for
20:13answers
20:14this
20:14is
20:14a
20:15really
20:15challenging
20:16thing
20:16you
20:16know
20:16growing
20:17a
20:17business
20:18leading
20:19a
20:19scale
20:19up
20:19into
20:20these
20:20new
20:20dimensions
20:21having
20:22growth
20:22across
20:22countries
20:23this
20:24is
20:24very
20:24very
20:24challenging
20:25and
20:25therefore
20:26it
20:26is
20:26really
20:27such
20:31a
20:31great
20:31thing
20:31to
20:31have
20:31Verdane
20:32on
20:32board
20:32because
20:33they
20:33offer
20:33expertise
20:34they
20:34offer
20:34the
20:34network
20:35they
20:35offer
20:35other
20:36companies
20:37and
20:37that's
20:38basically
20:38what
20:40makes
20:40this
20:40partnership
20:41so
20:41valuable
20:41for
20:41us
20:42you
20:43just
20:44talked
20:44about
20:45having
20:45a
20:45partner
20:46having
20:47funding
20:48here
20:48what
20:49role
20:49will
20:50M&A
20:50play
20:51having
20:52just
20:52acquired
20:52a
20:53company
20:53here
20:53in
20:53Germany
20:53going
20:54forward
20:55especially
20:55acquiring
20:56DF
20:57Deutsche
20:57Fiskal
20:58are
20:59there
20:59more
20:59acquisitions
21:00part
21:00of
21:00your
21:01European
21:01roadmap
21:02yes
21:03to
21:04make
21:04it
21:05short
21:05yes
21:05we
21:06have
21:07a
21:07target
21:07list
21:07which
21:08is
21:08updated
21:08on
21:09a
21:09regular
21:10basis
21:10we
21:12managed
21:13to
21:13actually
21:13do
21:14the
21:14acquisition
21:14of
21:15Deutsche
21:15Fiskal
21:16to
21:16I
21:17mean
21:17I
21:18can't
21:18go
21:18into
21:19details
21:19obviously
21:19but
21:19to
21:20very
21:20good
21:20conditions
21:21it
21:21was
21:21a
21:22deal
21:23which
21:23makes
21:25it
21:25possible
21:26to
21:27have
21:27some
21:28other
21:29acquisitions
21:30in the
21:31near future
21:31as well
21:31this is
21:32something
21:32we take
21:33a look
21:33into
21:33but
21:33we
21:34have
21:34to
21:34be
21:34very
21:34careful
21:35it
21:36has
21:36to
21:37make
21:37sense
21:37on
21:37all
21:37ends
21:38right
21:38and
21:40yes
21:40and
21:40we
21:41don't
21:42want
21:43to
21:43put
21:43too
21:43much
21:43effort
21:44in
21:44growing
21:44and
21:45organically
21:46but
21:46also
21:46organically
21:47this
21:47is
21:47really
21:47really
21:48important
21:48for
21:48us
21:48and
21:50yeah
21:50so
21:51having
21:52both
21:52growth
21:53sides
21:53is
21:54basically
21:55key
21:55here
21:55but
21:56yes
21:56we
21:56have
21:56a
21:56target
21:57list
21:57and
21:57this
21:58is
21:58planned
21:59I would
21:59say
21:59I'm
22:00interested
22:01because
22:02in
22:03Germany
22:03I'm
22:04now
22:04talking
22:05to
22:05a lot
22:06of
22:06different
22:06entrepreneurs
22:07and
22:07more
22:08of
22:08them
22:09seem
22:10to
22:11go
22:12the way
22:13to
22:13team
22:14up
22:14with
22:14the
22:14larger
22:15investors
22:15something
22:16like
22:17growth
22:17investor
22:18private
22:19equity
22:20investment
22:20and
22:21then
22:21start
22:21consolidating
22:22across
22:23Europe
22:24that's
22:25a
22:25very
22:25interesting
22:26thought
22:26popped
22:27up
22:27a few
22:28years
22:28ago
22:28but
22:29I
22:29hear
22:29it
22:29more
22:30and
22:30more
22:31often
22:31interestingly
22:32that's
22:33how they
22:33build
22:34a
22:34European
22:34champion
22:35they
22:35usually
22:35call it
22:36but
22:37let's
22:37move
22:37on
22:38a little
22:38bit
22:38to
22:38leadership
22:39and
22:39vision
22:40what's
22:42your
22:42builders
22:42product
22:43bet
22:43for
22:44the
22:44next
22:4412
22:44to
22:4518
22:45months
22:46will
22:46fiscally
22:47evolve
22:48beyond
22:48fiscal
22:49compliance
22:49yeah
22:52I mean
22:53we
22:53talked
22:53about
22:54it
22:54before
22:54evolving
22:55beyond
22:56fiscal
22:56compliance
22:56is
22:57actually
22:57not
22:57something
22:58we
22:58are
22:58looking
22:58for
22:59or
22:59we
22:59are
22:59aiming
22:59for
23:00fiscal
23:01compliance
23:01is
23:02our
23:02core
23:02business
23:03there
23:04are
23:04though
23:05there
23:05is
23:06an
23:06expansion
23:06or
23:07there
23:07is
23:07I
23:09would
23:09say
23:10the
23:10total
23:11addressable
23:11market
23:12grows
23:12because
23:13our
23:14product
23:14or
23:15our
23:15technical
23:16solution
23:17can be
23:18used
23:18for
23:18different
23:19kind
23:19of
23:19aspects
23:21of
23:21regulation
23:21so
23:22we're
23:22not
23:22only
23:22talking
23:23about
23:23point
23:23of
23:24sale
23:24regulation
23:24we're
23:25also
23:25talking
23:25about
23:26if
23:26I
23:26can
23:26give
23:27you
23:27examples
23:27EV
23:29charging
23:29stuff
23:30like
23:31that
23:31it's
23:31also
23:31regulated
23:32and
23:32therefore
23:33you
23:33can
23:33also
23:34think
23:36about
23:37having
23:38our
23:39product
23:39in
23:39mind
23:39for
23:40these
23:40kind
23:40of
23:40businesses
23:40as
23:41well
23:41without
23:41going
23:41in
23:42too
23:42much
23:42detail
23:42but
23:43everywhere
23:44where
23:45transactions
23:45have to
23:46be
23:46recorded
23:47or
23:47signed
23:48this is
23:49something
23:50where
23:50maybe
23:50we
23:50could
23:51come
23:51into
23:51play
23:52and
23:54for
23:54Europe
23:55or
23:55for
23:55our
23:55existing
23:56fiscal
23:56compliance
23:57solution
23:58and
23:58product
23:58I
23:59also
23:59talked
23:59about
24:00it
24:00before
24:00the
24:01unified
24:01approach
24:02it's
24:02basically
24:02having
24:04a
24:04country
24:05which
24:05is
24:05hard
24:05to
24:06fiscalize
24:07is
24:07maybe
24:08something
24:08really
24:09really
24:09interesting
24:09for
24:10us
24:10but
24:10another
24:11topic
24:11which
24:12is
24:12interesting
24:13is
24:13having
24:13this
24:13unified
24:14fiscalization
24:15across
24:15countries
24:15and
24:15across
24:16Europe
24:16and
24:18now
24:18we're
24:18going
24:18to
24:18introduce
24:19our
24:19audience
24:20I
24:20know
24:20they
24:21usually
24:21speak
24:21in
24:22four
24:22to
24:22five
24:22languages
24:23and
24:23most
24:23of
24:23them
24:23will
24:23likely
24:24also
24:24be
24:25able
24:25to
24:25speak
24:25at
24:26least
24:26some
24:26German
24:26to
24:27some
24:27interesting
24:28German
24:28words
24:29Registrier
24:31Kassenpflicht
24:32and
24:32Bumpflicht
24:34could you
24:37just
24:38plainly
24:38explain
24:39a little
24:39bit
24:40what
24:40those
24:41terms
24:41mean
24:42before
24:42we
24:42get
24:42a little
24:43bit
24:43into
24:43question
24:44about
24:44that
24:44sure
24:46so
24:46Registrier
24:47Kassenpflicht
24:47is basically
24:48a mandatory
24:49cash register
24:49so
24:50you have
24:50to have
24:51it basically
24:52says
24:52you
24:53every
24:54business
24:54which
24:55uses
24:55a point
24:56of sale
24:56or
24:57which
24:58has
24:58B2C
24:59transactions
25:00needs
25:01to have
25:02an
25:02electronic
25:03record
25:03keeping
25:03system
25:04basically
25:04like
25:05an
25:05electronic
25:05post
25:06right
25:06this
25:07is
25:08part
25:08of
25:08fiscalization
25:09sometimes
25:09for example
25:10in Austria
25:10sometimes
25:12it's not
25:13like in
25:13Germany
25:14so
25:14in
25:14Germany
25:14you
25:14have
25:15also
25:15another
25:15beautiful
25:15German
25:16word
25:16which
25:17is
25:17called
25:17it's
25:19just
25:20you know
25:20it's
25:20pen
25:22and
25:22paper
25:22and
25:22it
25:22basically
25:23right
25:24now
25:24some
25:25businesses
25:25are
25:26excluded
25:26from
25:27the
25:28regulation
25:29because
25:29they
25:29actually
25:30are
25:30allowed
25:30to
25:30use
25:31pen
25:31and
25:31paper
25:32this
25:33makes
25:33it
25:33so
25:34funny
25:34because
25:34Germany
25:35regulates
25:36a lot
25:37of
25:37things
25:37but
25:38they
25:38also
25:38make
25:38exceptions
25:39so
25:39basically
25:40I don't
25:40know
25:41if
25:41you
25:42are
25:42in
25:42Berlin
25:44on a
25:44regular
25:45basis
25:45but
25:45when
25:46you're
25:46in
25:46Berlin
25:46for
25:47example
25:47and
25:47you
25:47see
25:47those
25:47Spätis
25:48for
25:50our
25:50non
25:50German
25:51audience
25:51this
25:52is
25:52basically
25:52just
25:52little
25:53stores
25:53you'll
25:55find
25:55everywhere
25:56where
25:56you can
25:57get
25:57some
25:57beer
25:57or
25:58some
25:58snacks
25:58or
25:58whatever
25:59they're
25:59open
26:00late
26:00spät
26:01right
26:01exactly
26:02that's
26:02where
26:03it
26:03derives
26:03from
26:03and
26:05what
26:05most
26:06and I
26:07would
26:07say
26:07100%
26:08almost
26:08have
26:09in
26:09common
26:09you
26:10don't
26:10get
26:11a
26:11receipt
26:11there
26:11and
26:12you
26:12don't
26:12see
26:13any
26:14regulation
26:14happening
26:15there
26:15right
26:16because
26:16they
26:17are
26:17still
26:17allowed
26:18to
26:18use
26:18pen
26:18and
26:18paper
26:19and
26:20there
26:20comes
26:21like
26:22this
26:23source
26:23basically
26:24like
26:24the
26:25mandatory
26:25cash
26:26register
26:26this
26:27should
26:27address
26:28it
26:28and
26:28also
26:28like
26:29the
26:29mandatory
26:30issuing
26:31of
26:32receipts
26:33because
26:33this
26:33all
26:34plays
26:34into
26:34this
26:34fiscalization
26:35regulations
26:36which
26:37we
26:38address
26:38and
26:38the
26:38government
26:39addresses
26:39those
26:43by the
26:44way
26:44I was
26:45laughing
26:45so
26:45hard
26:46because
26:46we
26:46do
26:46have
26:47an
26:47AI
26:47that
26:48is
26:48doing
26:49the
26:49transcripts
26:49and
26:50somebody
26:50then
26:50looks
26:52over
26:52it
26:53but
26:53I
26:54already
26:55can
26:55hear
26:55her
26:56saying
26:56what
26:57does
26:58register
27:00mean
27:01100%
27:02I can
27:03totally
27:04understand
27:04with
27:05this
27:06register
27:07cash
27:08bill
27:08and
27:09so
27:09and
27:10so
27:10what
27:11role
27:11do
27:12you
27:12see
27:12fiscally
27:13playing
27:13in
27:14shaping
27:14fair
27:15and
27:15modern
27:15tax
27:16systems
27:16across
27:17Europe
27:17yeah
27:18you
27:19know
27:19it's
27:19for
27:20us
27:20it
27:20is
27:21sometimes
27:22the
27:22regulators
27:22are
27:23really
27:23afraid
27:23of
27:23implementing
27:24some
27:25sort
27:25of
27:26mandatory
27:27thing
27:28you
27:28know
27:28I
27:29can
27:29only
27:29speak
27:29for
27:30the
27:30German
27:30side
27:30you
27:31know
27:31sometimes
27:32they
27:32were
27:32like
27:32if
27:33we
27:34implement
27:35a
27:35mandatory
27:37cash
27:37register
27:37this
27:38would
27:38mean
27:38like
27:38all
27:40the
27:40small
27:42stores
27:43would
27:43have
27:43to
27:44have
27:44a
27:44big
27:44investment
27:45for
27:45this
27:46point
27:47of
27:47sale
27:47you
27:47know
27:47what
27:49they
27:49don't
27:49understand
27:49that
27:49this
27:50is
27:50not
27:50the
27:51reality
27:51anymore
27:51this
27:52is
27:52not
27:52the
27:52reality
27:52of
27:52business
27:53anymore
27:53you
27:53have
27:54the
27:54sum
27:54ups
27:54you
27:54have
27:55the
27:55settles
27:55you
27:55have
27:55the
27:56order
27:56birds
27:56you
27:56have
27:57ready
27:58to
27:59order
27:59and
28:00they
28:00all
28:01offer
28:02something
28:02really
28:03nice
28:03a
28:03very
28:04small
28:04device
28:05which
28:05complies
28:06with
28:06the
28:07regulations
28:07it's
28:08software
28:09as a
28:09service
28:09also
28:09you
28:11don't
28:13have
28:14these
28:14high
28:14investments
28:14anymore
28:15so
28:15basically
28:15when
28:16some
28:16regulators
28:17think
28:17of
28:17point
28:18of
28:18sales
28:19they're
28:19still
28:19thinking
28:20of
28:20this
28:20really
28:20hardware
28:21like
28:22this
28:22big
28:23hardware
28:23boxes
28:23but
28:24that's
28:25not
28:25the
28:25case
28:25anymore
28:25right
28:26so
28:27demystifying
28:28what
28:28this
28:28means
28:29and
28:29what
28:30the
28:30upside
28:30for
28:30the
28:31regulators
28:31is
28:31something
28:32we
28:32do
28:32on a
28:32regular
28:33basis
28:33to
28:33actually
28:34keep
28:34it
28:34fair
28:35across
28:35businesses
28:37which
28:37is
28:37really
28:38really
28:38important
28:39to
28:39not
28:40only
28:40keep
28:40the
28:42goals
28:42the
28:43government
28:43sets
28:44but
28:44also
28:44to
28:44have
28:45a
28:45level
28:45playing
28:46field
28:46across
28:47businesses
28:47that
28:47that's
28:47that's
28:47that's
28:47talking
28:52a little
28:53bit
28:53here
28:53towards
28:54the
28:54end
28:54of
28:54our
28:55interview
28:55about
28:56something
28:56that
28:57may
28:57have
28:58an
28:58impact
28:58for
28:58our
28:59audience
28:59what's
29:00one
29:00thing
29:01you wish
29:01more
29:02early
29:02stage
29:03SaaS
29:03founders
29:04knew
29:05about
29:05selling
29:05into
29:06regulated
29:06industry
29:07like
29:07yours
29:07it
29:11sounds
29:11a little
29:11weird
29:11when I
29:12say
29:12that
29:12but
29:13or
29:14it
29:14may
29:14sound
29:15weird
29:15but
29:15just
29:16be
29:16more
29:17be
29:18more
29:18ballsy
29:19be
29:19more
29:20proud
29:20of
29:21what
29:21you
29:21did
29:21and
29:21what
29:21you
29:22achieved
29:22because
29:23sometimes
29:23you know
29:23especially
29:24when you
29:25are
29:25dealing
29:26in
29:26highly
29:26regulated
29:27areas
29:28and
29:28industries
29:28sometimes
29:29you feel
29:29like
29:30this
29:30small
29:30step
29:31you know
29:32like
29:32this
29:32small
29:32little
29:33piece
29:34in it
29:35but
29:35you
29:35are
29:35actually
29:36you
29:37can't
29:38shape
29:38the
29:38industry
29:39this
29:39is
29:39what
29:39we
29:39did
29:40you
29:40know
29:40we
29:41were
29:41faced
29:42we
29:43were
29:44in
29:45between
29:45of
29:45all
29:46this
29:46big
29:47players
29:48established
29:48players
29:49within
29:50the ones
29:51who
29:51said
29:51like
29:51no
29:51this
29:52is
29:52not
29:52possible
29:52how
29:53you
29:53do
29:53it
29:53or
29:53how
29:54you
29:54envision
29:54it
29:54and
29:55we
29:56did
29:56it
29:56anyways
29:56right
29:57and
29:57we
29:57shaped
29:57an
29:57industry
29:58because
29:58right
29:58now
29:59nobody's
29:59talking
29:59about
30:00hardware
30:00fiscalization
30:00in
30:01Germany
30:01anymore
30:01everyone
30:02is
30:02looking
30:03towards
30:03cloud
30:04based
30:04fiscalization
30:05the same
30:05ones
30:06who
30:06said
30:06like
30:06three
30:06four
30:07years
30:07ago
30:07this
30:07is
30:08not
30:08possible
30:08this
30:08is
30:09not
30:09something
30:09you
30:09should
30:10actually
30:11follow
30:11are
30:12the
30:12ones
30:12copying
30:13us
30:13right
30:13now
30:13this
30:14is
30:14the
30:14biggest
30:14compliment
30:15being
30:15copied
30:16by
30:16those
30:16companies
30:17right
30:17so
30:18be
30:19proud
30:20of
30:20what
30:20you
30:20achieved
30:20be
30:20proud
30:21of
30:21your
30:21idea
30:21even
30:22and
30:22be
30:22proud
30:22of
30:22that
30:23you
30:23even
30:23tried
30:23it
30:24and
30:24follow
30:24through
30:25that's
30:25basically
30:26it
30:26as
30:30last
30:30question
30:30if you
30:31could
30:31go back
30:32something
30:32like
30:32five
30:33years
30:33to
30:332020
30:34and
30:34give
30:34yourself
30:35one
30:35piece
30:36of
30:36advice
30:37what
30:37would
30:38it
30:38be
30:38hang
30:41in
30:41there
30:41it
30:42will
30:42get
30:42better
30:43no
30:44I
30:46would
30:46say
30:47actually
30:48that
30:48was
30:48basically
30:49the
30:49thing
30:50I
30:50said
30:50before
30:50would
30:51have
30:51been
30:51the
30:51pep
30:51talk
30:51I
30:52needed
30:52back
30:53then
30:53maybe
30:53because
30:53we
30:54were
30:54actually
30:54not
30:54so
30:55confident
30:56we
30:58had
30:59to
30:59fake
30:59our
30:59confidence
31:00we
31:00had
31:01to
31:01basically
31:01we
31:04were
31:04a
31:04small
31:04startup
31:05from
31:05Austria
31:06dealing
31:06in
31:06this
31:06highly
31:07regulated
31:08industry
31:08and
31:08trying
31:09to
31:09find
31:09a
31:09disruptive
31:09way
31:10of
31:10doing
31:10it
31:10seamlessly
31:11so
31:12I
31:12would
31:12actually
31:12say
31:13you
31:13know
31:13what
31:13you're
31:13on
31:13the
31:13right
31:14path
31:14follow
31:14through
31:15be
31:15confident
31:16and
31:16you're
31:17shaping
31:17an
31:17industry
31:17right
31:18now
31:18because
31:18it's
31:19the last
31:19question
31:19out of
31:20curiosity
31:21I was
31:21wondering
31:21how often
31:22did it
31:23help you
31:23to close
31:25a deal
31:25when you
31:25said
31:25I'll be
31:26back
31:27I
31:30would
31:30I would
31:30love
31:30to say
31:31once
31:33but
31:33actually
31:34never
31:34to be
31:36quite
31:36to be
31:37quite
31:37honest
31:37being
31:38Austrian
31:38and
31:39having
31:39this
31:39Austrian
31:40background
31:40not
31:40always
31:41helped
31:41us
31:41having
31:42or
31:43growing
31:43a
31:43business
31:43in
31:44Germany
31:44sometimes
31:45it
31:45did
31:46but
31:46most
31:46of
31:46the
31:46time
31:47yeah
31:48let's
31:49say
31:50we
31:50did
31:50have
31:51to
31:51show
31:51other
31:52qualities
31:52than
31:52being
31:53Austrian
31:53I
31:55see
31:55Oliver
31:56thank you
31:57very much
31:57it was
31:57a pleasure
31:58having you
31:58as guest
31:59yeah
31:59thank you
32:00so much
32:00for having
32:00me
32:01that's all
32:06folks
32:07find more
32:08news
32:08streams
32:09events
32:10and interviews
32:11at
32:12www.startuprad.io
32:15remember
32:16sharing
32:16is caring
32:17for
32:19you
32:21you
32:22you
32:23you
32:25you
32:27you
32:28you
32:29you

Empfohlen