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Vous pensez à vos finances? Les actuaires y pensent aussi
foryourlifeca
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6/25/2024
Les taux d’intérêt élevés et l’inflation inquiètent de nombreux Canadiens et Canadiennes quant à leur avenir financier. Les actuaires analysent les données pertinentes pour aider à influencer les politiques gouvernementales et à réduire les risques.
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Learning
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00:00
♪♪
00:02
Who would have thought that we would live through a pandemic,
00:05
an inflation that is at its peak,
00:07
we just got out of an economic crisis,
00:10
all of this mixed together during the same period.
00:13
No one could have predicted that in a model.
00:15
If we had one word to sum up the future, it's uncertainty.
00:19
That being said,
00:20
when you say volatility, when you say change,
00:23
when you say uncertainty, you also say opportunity.
00:26
We live longer and longer.
00:27
Life expectancy has increased, so we spend more time on retirement.
00:31
So you have to see things a little differently.
00:33
The current one is the professional who makes sure
00:37
that the system itself and the very idea of insurance
00:41
continues to evolve and function over time.
00:45
We like that, problem-solving.
00:47
What we specialize in is risk management.
00:51
We are there to quantify risks too,
00:54
to help make good decisions.
00:56
And to do that, you really have to prepare yourself,
00:59
quantify where you are,
01:01
get an idea of where you could be
01:03
and take the necessary actions to protect and preserve our future.
01:08
We are in a phase where we see a little bit of a decline
01:13
or the end of something,
01:15
but we also have to see that it will change.
01:18
And our basic regime, which already exists,
01:21
is still very well funded.
01:23
I am confident that we will find a way
01:27
to improve the quality of life for all.
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