Stock Market या Mutual Fund? क्या है निवेश के बेहतर ऑप्शन?| GoodReturns

Goodreturns

क्या आप निवेश शुरू करना चाहते हैं लेकिन समझ नहीं पा रहे कि स्टॉक मार्केट चुनें या म्यूचुअल फंड? इस वीडियो में हम दोनों निवेश विकल्पों की तुलना करते हैं – जोखिम, रिटर्न, और लंबी अवधि के फायदे के आधार पर। जानिए कौन-सा विकल्प आपके निवेश लक्ष्य और जोखिम उठाने की क्षमता के अनुसार बेहतर है।      t#sharemarket #sharemarkettoday #sharemarketnews #sharemarketlive #sharemarkettomorrow #stockmarket #stockstobuy #sensex #nifty50 #nifty50tomorrowprediction #beststockstobuynow #latestnews #BreakingNews #goodreturns  ~PR.384~HT.318~GR.125~

Transcript

00:00If I give you 10,000 rupees to invest, and there are options in mutual fund or direct stock market investing,

00:14then what do you do?

00:15Do mutual funds can be safe for you?

00:19Do you get more returns in stock market?

00:23If you have this question, then this video is for you.

00:27In a very clear and simple way, I will explain the difference in both of you,

00:32and I will tell you about which investor for which strategy is useful.

00:38Let's first understand what the difference is in mutual fund and direct stock market investment.

00:45In mutual fund, you give your amount to a fund manager.

00:49He invests in some collection of stocks, some themes,

00:54based on what that mutual fund does.

00:57But in stock market, you have to invest yourself based on your understanding.

01:02What price you want to buy, what price you want to sell,

01:05what profit you want to buy, what taxation you want to do,

01:08what you want to figure out yourself.

01:11Now, this is the basic understanding of both of you.

01:15Which are the five metrics that differentiate the mutual fund to the stock market?

01:22First, control.

01:24In mutual fund, there is a whole control of fund manager.

01:28This is the second difference.

01:29The second difference.

01:31The risk.

01:33The second difference is the risk.

01:49The chances are that the risk will be more.

01:55If you can get more knowledge than you, then the chances of the risk will be more.

02:00In mutual fund, most fund managers try to diversify their portfolio.

02:06That's why the risk factors are relatively low.

02:123. Cost

02:14In stock market, because you have to pay your own money,

02:18you have to pay a brokerage fee.

02:20In mutual fund, because a fund manager is managing your money,

02:24you will have to pay fund management fees,

02:27you will also have to pay exit load fees.

02:29If you have pre-mature withdrawals,

02:32usually the cost is more than a mutual fund.

02:384. Knowledge Requirements

02:41This is very obvious,

02:42if your money is managing a fund manager,

02:46then you don't have to know the stock market.

02:50But on the other hand,

02:51if you are investing yourself in the market,

02:54it is very very important

02:56that you have to pay full information about that company,

02:59their financials, their growth,

03:02so that you can take an informed decision.

03:055. Time Commitment

03:08Now, here too, because you have to leave your whole responsibility of investing,

03:13the whole headache to a fund manager,

03:15then there is no time commitment in the mutual fund.

03:18In stock market, because you have to do all the research,

03:21you have to do all the analysis,

03:23you have to understand yourself,

03:25so that the time requirement is very much more than a case,

03:29in which you have to invest in stock market.

03:33Let's go,

03:34now let's understand,

03:35which method is more useful for investors,

03:39if you are an investor,

03:41who can research yourself,

03:43who has time and energy,

03:45and a solid understanding of the stock market.

03:48Having said that,

03:49you can take more risk as an investor,

03:53and you want to beat the overall market,

03:56then you can invest in the stock market.

04:00On the other hand,

04:02if you are just starting your career,

04:05in the whole investment space,

04:07you have no knowledge,

04:08no awareness,

04:09no awareness,

04:10and any business news from market,

04:13that's not the knowledge of it,

04:15then you can leave your whole attention to your fund manager.

04:20And in this case,

04:21mutual funds,

04:22it is a very good way to start your investment journey.

04:27Alright,

04:28we have understood here,

04:30what is the difference between the mutual fund and direct stock market.

04:33I hope you liked the video,

04:35and for more of such financial content,

04:37keep following good returns,

04:39because here is the question of money.

Category

Transcript

Recommended