Stock Market में नए Investors करते हैं ये 5 बड़ी गलतियां | GoodReturns - video Dailymotion

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इस वीडियो में हम बात करेंगे उन 5 आम गलतियों के बारे में जो हर नया निवेशक स्टॉक मार्केट(Stock Market Investors) में करता है। अगर आप भी शेयर बाजार(Share Market) में निवेश(Investment) की शुरुआत कर रहे हैं, तो यह वीडियो आपके लिए बेहद ज़रूरी है।    #sharemarket #sharemarkettoday #sharemarketnews #sharemarketlive #sharemarkettomorrow #stockmarket #stockstobuy #sensex #nifty50 #nifty50tomorrowprediction #beststockstobuynow #latestnews #BreakingNews  #goodreturns

Transcript

00:00you

00:04think your salary is in your account

00:08first week Zomato, Amazon, Swiggy, weekend parties

00:13you do everything

00:15second week you have to borrow money

00:19and by the end of the month you start blaming the system

00:23sounds familiar?

00:25you have to borrow money but you cannot save it

00:30so if you are like these people

00:33this video is for you

00:35here we will discuss 5 personal finance mistakes

00:39which most Indians do every day

00:42and we will know which way we can avoid these mistakes

00:48let's start

00:49mistake number 1

00:50no emergency fund

00:53emergency fund means

00:55when you can get your money

00:58when you talk about emergency fund

01:01people think that we don't have to do

01:04we don't have to do it

01:06we have to do it

01:08when you come to job risk

01:10hell emergency

01:12family issue

01:14or major financial requirement

01:17in these cases

01:19people take credit card

01:21which is a very wrong thing to do

01:23so it is a very wrong thing to do

01:25how to solve this

01:26how to solve this

01:27this solution is

01:28this solution is

01:29that you have

01:304-6 months

01:32your expenses

01:33and use that

01:35as an emergency fund

01:37what

01:38what

01:39what

01:40what

01:41what

01:42what

01:43what

01:44what

01:45what

01:46what

01:47what

01:48what

01:49what

01:50what

01:51what

01:57what

01:59what

02:01how to

02:02what

02:04the

02:05or

02:06what

02:07i

02:08so that you have a sufficient corpus available.

02:13Mistake number two, no insurance.

02:17When you talk about insurance, people say,

02:20I am only 20 years, 25 years or even 30 years.

02:25How do I need an insurance?

02:27So you will understand this.

02:29Insurance has a requirement for medical illness

02:33or health emergency.

02:35And in both situations, they don't come to an appointment.

02:39So you always have a health insurance on your own.

02:45Even if your company provides you,

02:48because it's not enough cover or job security,

02:52so you always have a personal health insurance.

02:55Second topic, on a term insurance level,

02:59people say, if I only don't survive,

03:02what will happen to that term insurance?

03:05I don't want to use that term insurance.

03:07So you understand,

03:08term insurance is the benefit of your dependents,

03:11and your family is financially secure.

03:15If the policy holder, God forbid something happens,

03:19then your family doesn't have any financial problem.

03:23So you always have a health insurance,

03:25or term insurance, as an investor, or not,

03:29you always need to have a home.

03:31Mistake number three,

03:33SIP should not start.

03:36Now, you will all listen.

03:38Mutual funds are right.

03:40But when people talk about SIP,

03:43generally, the response is that,

03:45you will always take care of,

03:47we will do this,

03:48you will always take care of next month.

03:50What does not happen to you?

03:51SIP, the value advantage of long term interest is

03:55long term, compound interest.

03:57Which means,

03:59that you may pay more amount every month.

04:03That could be 100 rupees,

04:04500 rupees,

04:061,000 rupees,

04:07or one year of any amount,

04:08which you will invest you can build.

04:10This advantage is long term,

04:13so you will see long-term in your membership so you are going to go

04:19but your advantage and benefits will not look for 2-4-6 months

04:24but long-term in your wealth will be compounded by your wealth

04:30and will be multiplied by a meaningful and substantial corpus

04:35you will see a few years later in your life

04:40mistake number 4 fixed deposits is everything

04:45in our generation, our parents have 3 most favorite words

04:50fixed deposits, safety and fixed deposits

04:54in their generation, fixed deposits have 10-12% to save returns

04:59so they are in their own place

05:02but in today's time, fixed deposits have 5%, 6%, sometimes 7% returns

05:08so if you are in your wealth, you will get 4-6%

05:11so if you are salaried, you will get tax

05:15so effectively, your wealth is not going to gain

05:19it is not going to protect you

05:21it is not going to protect you

05:22because you will get 100 rupees, you will get 105 rupees

05:25but the delta is the 5-5% is the $5%

05:29so you will get 100 rupees

05:30100 rupees, you will get 100 rupees

05:32you will get 100 rupees to help you

05:34in this case, you will get wealth

05:36you will get protected

05:38but the wealth is not going to grow

05:41which is the biggest drawback

05:42which is the biggest drawback

05:45but if you have a requirement to protect your wealth

05:46If you have a requirement to protect your wealth for some years,

05:52then fixed deposit is a decent investment opportunity to prove.

05:57Mistake number 5. Tip chasing in the stock market.

06:02If you have a tip that any stock will give 20% returns in the next 2 days,

06:09you will invest.

06:10And what happens next two days, the stock will be 20% down.

06:16So, if you have a tip, please make a financial and informed decision.

06:23You can understand their fundamentals, their business.

06:30Or if you don't have time, energy, effort,

06:35then you can invest in a financial advisor.

06:40So, the next time, when you have a tip,

06:42your friend or your brother or your brother or your brother or your brother,

06:47or your brother or your brother,

06:48saying that 20% returns, 50% returns,

06:51tips will get through.

06:52So, they will not understand a meme.

06:56In the stock market, overnight returns are not made.

06:59And it goes on to the retirement of your brother.

07:05So, you want to learn a bit from the stock market.

07:07And because of everything, you can be able to do that.

07:08So, you know, you need to learn about how to do work.

07:09It's important in the stock market.

07:10So, if you've purchased a bank account,

07:12you can keep in the stock market,

07:13your wallet, you can work in the stock market.

07:15And in the stock market.

07:16So, why don't you have to buy such a kind of stock market?

07:17and this video can be liked and like this video.

07:21And for financial advice, subscribe to this channel,

07:25because this is the story of the Dhan ki baat.

Stock Market में नए Investors करते हैं ये 5 बड़ी गलतियां | GoodReturns

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