Financial Advice from Prophet Muhammad (SAW) for Everyone | Belal Assaad Islamic Reminder - video Dailymotion

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Financial Advice from Prophet Muhammad (SAW) for Everyone | Belal Assaad Islamic Reminder

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00:00He goes on, whoever is able to not need to ask from others, Allah will make him unneedy.

00:10You stop yourself from asking people for loans, asking people for whether it's money or anything else.

00:18Don't go into that habit. Avoid it as much as you can, Allah says He will make him unneedy.

00:23The hadith from the Prophet ﷺ, the hadith is in Bukhari and Muslim.

00:27He said,

00:42The meaning of the hadith is as follows,

00:45The hand that gives is better than the hand that begs and receives.

00:50In other words, financial independence is better than financial dependence.

00:56The Prophet ﷺ goes on by saying,

01:19He also said ﷺ,

01:26Which is the best charity?

01:34After what you spend on yourself, your wife, your children, your dependents,

01:40whatever is left over that you don't need for your family and your livelihood,

01:44your shelter, your clothing, your food, your security and so on.

01:47Left over, the best charity you can give is from that.

01:51Why?

01:52Because there's a priority.

01:54Dependents take priority.

01:56And being obliged to spend on your dependents is more beloved to Allah.

02:01Because no one else is going to spend on them but you.

02:03Also, spending on your dependents is an obligation which is also considered a charity.

02:10In fact, it is the best charity of all charities.

02:13What is obliged is the best charity of all charities.

02:16He goes on ﷺ,

02:24Allah will make him unneedy.

02:27You stop yourself from asking people for loans,

02:31asking people for whether it's money or anything else.

02:35Don't go into that habit.

02:37Avoid it as much as you can. Allah says He will make him unneedy.

02:40Then He says,

02:41Whoever is satisfied, whoever is satisfied with what they have,

02:46Allah will bless their wealth and their wealth will increase.

02:51Or it also means whoever relies on their abilities,

02:55Allah bless them with and seeks financial independence,

02:58Allah will assist him in his seeking and his efforts.

03:02So what have we understood from this?

03:05A Muslim should be financially independent as much as they can.

03:08If they're not yet, then to seek it and to work and not sit and wait

03:12and use justifications and excuses that Allah is going to provide them without moving.

03:18And also not to beg and ask and get out of that habit.

03:22And also that your family and dependents are more worthy come in priority

03:27and it is haram to neglect them even in the name of charity to others.

03:32And that the best charity is to your dependents first

03:35and then the next best charity is what's left over of your wealth to others.

03:39And that obligation towards your family is a charity you get rewarded for.

03:44Abu Huraira says to the Prophet, peace be upon him,

03:47Who are those you said are the dependents, O Messenger of Allah?

03:50And he said, Your wife.

03:51So that your wife does not say,

03:53My husband, you have neglected me.

03:56So leave me.

03:58I can't live with you.

03:59Or your child says,

04:02You have left me barren and vulnerable.

04:04Where do I go?

04:06These are the words of the Prophet, peace be upon him.

04:08Allah says in the Quran in Surah number 4, verse 9.

04:11In Surah An-Nisa, he says,

04:31And let them fear those who,

04:41if they would themselves leave behind helpless children,

04:45they would surely have been fearful on their account.

04:49Let them then fear Allah and make the right statement.

04:53What does this verse mean?

04:55Allah is telling us that there is a legitimate fear

05:00of poverty upon your children and your family

05:04if you were to die and leave them behind

05:07with no financial resources or wealth

05:10that they can look after themselves when you die.

05:13This is a misconception among Muslims where they say,

05:15not this, there is a misconception among Muslims where they say,

05:18Allah will provide them.

05:21It is absolutely true that Allah will provide them.

05:25But Allah also has already provided us

05:29these resources and the ability to work

05:31and he commanded us to do that.

05:33So anything which Allah commands us to do,

05:36it means we take some of that responsibility

05:39and the responsibility is to do our part.

05:42In the end, if Allah provides you from or doesn't,

05:44that's in the hands of Allah.

05:46And everyone's provision is written,

05:48but you have to still work towards it.

05:50And even your working towards it is written.

05:53Allah facilitates everything fairly and justly.

05:56And the meaning of this verse is that some people before they die,

05:59they want to donate and give in charity all their wealth.

06:02Or they start giving their wealth to certain people than others.

06:06Or they name it for some of their children rather than others.

06:09Or they hide it or whatever it is.

06:11Allah is telling them,

06:13let them fear that they leave behind an offspring

06:16who will be barren and vulnerable.

06:19So fear Allah. Do you understand?

06:22Allah did not say give your wealth away and don't worry about your children,

06:25I will provide them. No, no, no.

06:26Providing comes in two ways.

06:28That Allah provides you without you asking

06:31and He also provides you with you doing the effort.

06:35The Hadith of Prophet Sallallahu Alaihi Wasallam is very clear.

06:37It says Allah will assist the person when they do the effort.

06:39Inheritance therefore is important.

06:42And how can you leave behind wealth for your children and family

06:47if you yourself are not wealthy and you yourself doesn't seek?

06:51Now we're not talking about people around the world who are disadvantaged

06:54because of the oppression and corruption of their governments

06:57or because of war or because of circumstances, disasters.

07:02Those people, they have to be patient and Allah will still provide them.

07:06We're talking about people whom Allah has given them security and safety in their land.

Financial Advice from Prophet Muhammad (SAW) for Everyone | Belal Assaad Islamic Reminder

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