Your June Social Security Check: Is It Coming This Week?

Money Explainers

Know the exact date for your June Social Security payment. Don't miss your payment! Learn how the Social Security schedule works. Your guide to understanding when and how Social Security benefits are paid. #SocialSecurityPayment. #BenefitSchedule. #RetirementBenefits.

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00:00For millions of Americans relying on Social Security, the payment schedule is a critical

00:05piece of information. The final Social Security retirement payment scheduled for June 2025

00:11will be dispersed on Wednesday, June 25th. This payment is part of the ongoing federal

00:17social insurance system that provides income to retirees who have contributed through payroll

00:22taxes, as well as people with disabilities and families of deceased workers. So, who can expect

00:30to receive their payment on June 25th? This specific payment is designated for individuals

00:35who meet to key conditions. First, you must have started receiving Social Security retirement

00:42benefits after May 1997. Second, your birthday must fall between the 21st and 31st of any month.

00:50The Social Security Administration, or SSA, organizes its vast payment groups according

00:57to a strict pattern, and age alone is not the sole determinant for the payment date.

01:03The timing of when benefits began and the day of the month a beneficiary was born are crucial

01:08factors. With over 70 million Americans collecting Social Security in various forms including

01:15retirement, spousal, survivor, or disability benefits, the SSA cannot disperse all payments

01:23on the same day each month. This systematic approach ensures an organized distribution. Retirement,

01:29spousal, and survivor benefits are typically spread out throughout the month based on the recipient's

01:35birth date and whether they receive additional payments, such as Supplemental Security Income

01:41SSI. For those who are still awaiting their June payment, the SSA advises waiting three working

01:48days before contacting the agency if an expected payment has not arrived as scheduled. Remember,

01:54Saturdays, Sundays, and public holidays are not considered working days. The average retired worker

02:01benefit in May hit a new milestone, reaching $2,002.39 the first time it has breached the $2,000 mark.

02:11The SSA explains that Social Security benefits are based on a worker's highest 35 years of earnings.

02:18As wages tend to rise over time, each new group of retirees raises the average benefit amount,

02:25since their benefit calculations typically reflect higher earnings. However, the exact amount a

02:31beneficiary receives can vary significantly based on their lifetime income and the age they choose to

02:37begin collecting benefits. For instance, those who retire at age 62 could receive up to $2,831 per month,

02:47while waiting until the full retirement age of 67 increases the maximum benefit to $4,018. Delaying

02:55until age 70 can boost the monthly benefit to a maximum of $5,108. Looking ahead,

03:03July 2025 payments are scheduled for Tuesday, July 1 for SSI, Thursday, July 3 for those collecting before

03:11May 1997 or also receiving SSI. Subsequent payments in July flated for Wednesday, July 9 for birthdays

03:19between the 1st and 10th. Wednesday, July 16 for birthdays between the 11th and 20th,

03:26Wednesday, July 23 for birthdays between the 21st and 31st. Money Explainers

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