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Alamin ang proseso at mga dokumentong kailangan sa pagsasampa ng small claims
PTVPhilippines
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4/7/2025
Alamin ang proseso at mga dokumentong kailangan sa pagsasampa ng small claims
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00:00
Unpaid debts are often the reason for a person to file a case.
00:06
And cases related to debts are usually filed in the Small Claims Court.
00:11
That's right, Dianna.
00:12
To find out the details of small claims, we will be joined live here in the studio by Atty. Alex Soledad.
00:19
Good morning, Atty.
00:20
Good morning to you, Dianna and Audrey, and to Rising Shine Philippines.
00:24
Alright.
00:25
Atty. Alex, let's talk about debts.
00:26
Oh my, this can relate to a lot of things.
00:28
But if we're talking about small claims, what are they?
00:31
Small claims are under the Revised Rules of Procedure of Small Claims,
00:35
or what we call the Administrative Matter No. 0887-SC.
00:40
This was done to speed up the settlement and resolution of financial matters.
00:47
So the sum of this is not more than one million.
00:51
Okay.
00:52
Okay.
00:53
And then, the lowest?
00:55
The lowest, practically, in my experience, I haven't encountered lower than P10,000.
01:01
But as small as P10,000, you can file.
01:05
So, P1,000,000 to P10,000, that's the range?
01:08
P10,000,000 to P1,000,000.
01:08
Yes, that's the sum.
01:09
If it exceeds P1,000,000, that's a different case.
01:12
That's a different case.
01:13
Okay.
01:14
How is the process of filing?
01:16
If you really want to, you can't deny it, right, Atty.?
01:19
If you're angry, you deny it.
01:21
Yes.
01:22
How is the process of filing?
01:24
The filing of small claims starts with a demand letter.
01:28
So, the complainant will give a demand letter to the person they want to complain to
01:32
or to the person who has a wrong debt to them.
01:35
So, when they file a demand letter,
01:38
it usually goes through Barangay Amicable Settlement
01:41
before they can file a case with MTC.
01:45
At the level of MTC, we have Metropolitan Trial Court,
01:48
Municipal Trial Court,
01:50
Municipal Cities in Municipal Trial Courts.
01:54
So, this level is where it's filed
01:57
if it doesn't exceed P1,000,000,
02:00
the amount of money they demand
02:02
that comes from a loan or based on a settlement.
02:06
It can be a contract of lease,
02:08
it can be a contract of service,
02:10
it can also be a contract of loan.
02:12
Well, since the fine is low,
02:15
of course, you don't want to spend money on filing this.
02:18
Is there a filing fee when you file small claims
02:21
and do you need a lawyer to represent you?
02:25
Actually, lawyers are prohibited in small claims.
02:29
So, in small claims, we also have what we call fees.
02:32
So, you will pay legal fees or docket fees,
02:34
sheriff's fee and legal research fee.
02:37
This is only included in the schedule of fees of the Supreme Court.
02:40
So, now, this payment is online.
02:43
So, the Supreme Court has a website for the payment of these fees.
02:46
You mentioned earlier, Atty.,
02:48
before it reaches the MTC,
02:50
can this be discussed first?
02:52
This can be discussed in the barangay level.
02:54
So, there will be a discussion in the barangay
02:57
and if there is still no settlement,
03:01
that's when the case usually goes to the court.
03:03
Maybe the barangay level should arrange for the payment, right?
03:07
So, this won't take long.
03:09
If you really have a loan and you're already filing,
03:13
you should pay so that the pain of the loss can be avoided.
03:16
But just in case,
03:17
when the case reaches the MTC,
03:19
what documents should be prepared
03:22
so that they can file the case?
03:25
So, we need to have a verified statement of claims.
03:28
That is really required.
03:29
It needs to be accompanied by a verification
03:33
and certification against forum shopping.
03:36
So, if you are the one filing,
03:38
you are called a plaintiff.
03:40
So, if you are the one receiving this,
03:42
you are the one demanding it,
03:43
and you are the defendant.
03:44
So, the defendant will file his verified response.
03:48
So, if the plaintiff still has something to say
03:50
about what he demanded,
03:53
he can file a return.
03:55
So, if that is submitted to the court,
03:57
the court will look at it
03:59
to see if there is a basis
04:00
or if it is dismiss-dismiss.
04:02
So, if it is not dismiss-dismiss,
04:04
there will be a hearing.
04:06
So, usually, the hearing is only for one day.
04:09
Ah, okay.
04:10
Because this is done
04:11
to speed up the resolution of financial matters.
04:14
So, within 24 hours,
04:16
if there is a hearing,
04:18
after that, the court will make a decision.
04:21
Okay.
04:22
If you have P10,000,
04:23
you will still have a hearing.
04:24
No, maybe if it is P200,000,
04:26
it is still a big amount.
04:27
P200,000.
04:28
Yes, that is big.
04:29
It is still a big amount.
04:30
But this is my question
04:31
when it comes to documents.
04:33
To the plaintiff,
04:34
to the one who is demanding,
04:35
what evidence does he need?
04:38
For example, if there is no agreement,
04:40
sometimes, there are debts
04:41
that are verbal agreements.
04:42
Yes, yes.
04:43
Usually, if that is the case,
04:44
the contract,
04:45
based on our law,
04:46
you do not need to have a paper.
04:48
Okay.
04:49
This can be oral or verbal.
04:50
So, if it is oral or verbal,
04:52
you need to have the affidavit
04:53
of your witnesses
04:54
that will say
04:55
or prove that you had a conversation
04:58
or you had a debt to a person.
05:00
Hmm.
05:01
So, you cannot deny
05:02
that I do not have a debt to you.
05:04
But what if we are just talking to each other?
05:06
For example,
05:07
if there are no witnesses,
05:09
we are just talking to each other.
05:10
Yes, yes.
05:11
In our country,
05:12
in the Philippines,
05:13
we need to have evidence.
05:14
So, whether this is a testimonial
05:16
or this is a documentary,
05:17
this needs to be submitted
05:19
to prove that there was a debt.
05:21
Yes.
05:22
You know, it is good
05:23
to have a receiving copy.
05:24
Yes.
05:25
Like this,
05:26
to our countrymen,
05:27
before you have a debt,
05:28
you need to have witnesses.
05:29
Yes.
05:30
And maybe a piece of paper will do.
05:32
Yes, ma'am.
05:33
It can be used
05:34
as evidence
05:35
that you have an obligation
05:36
to my countrymen.
05:37
Hmm.
05:38
But what if
05:39
the respondents
05:40
did not show up
05:41
in the hearing?
05:42
There are reasons
05:43
why the respondents
05:44
or our defendants
05:45
sometimes do not show up.
05:47
Usually,
05:48
they are not served
05:49
by the summons properly.
05:50
Ah, okay.
05:51
So, in such situations,
05:52
the court will order
05:54
the plaintiff
05:55
or the plaintiff
05:56
who is complaining
05:57
to serve the summons
05:58
to the plaintiff
05:59
who is complaining
06:00
within 24 hours.
06:01
Okay.
06:02
And lastly,
06:04
because the 10,000 pesos
06:06
is kind of
06:07
an obstacle for me
06:08
when it comes to fighting.
06:09
The 10,000 pesos,
06:10
how long
06:11
are the small claims
06:12
before the court
06:13
makes a decision?
06:14
It's 24 hours.
06:15
24 hours?
06:16
Yes.
06:17
When the hearing starts,
06:18
the summons are served,
06:20
so the parties
06:21
go to the court
06:22
within 24 hours.
06:23
On the same day,
06:24
the hearing will be over.
06:25
The court will terminate the hearing.
06:27
But here,
06:28
no one is jailed
06:29
because of debt, right?
06:30
That's true.
06:31
Here in the small claims,
06:32
no one is really jailed
06:33
because by the word itself,
06:34
these are just civil claims.
06:35
These are just small claims.
06:36
So, no one is jailed here.
06:38
The only goal here
06:39
is to collect money
06:41
that will be used
06:43
for their discussion
06:44
or for the debt
06:45
when they are complaining.
06:46
But I'm sure
06:47
this case will also last long
06:48
if the debtor is contesting.
06:50
Yes, usually.
06:52
There can be an appeal
06:54
that our rules are allowed.
06:56
But usually,
06:57
when we have
06:58
a criminal aspect,
06:59
that's a different case.
07:01
Yes.
07:02
Usually, there are also staffers.
07:03
The bouncing checks.
07:04
Yes, that's a different case.
07:05
That's a different case.
07:06
It's already 2022.
07:07
Is that right?
07:08
Yes, ma'am.
07:09
But you can also collect money
07:11
under the bouncing check.
07:13
For example,
07:14
if you have a check
07:15
in issue 500,000,
07:16
you can collect it
07:17
under the small claims.
07:18
Mmm.
07:19
Alright.
07:20
Do you know,
07:21
before I go to court,
07:22
it's better
07:23
to just pay, right?
07:24
Yes.
07:25
If you really set up
07:26
a conversation
07:27
that you will pay
07:28
for my account salary,
07:29
just give it
07:30
because it's your obligation.
07:31
What we learned this morning
07:32
is important.
07:33
What?
07:34
That there are witnesses
07:35
who will write
07:36
before you let go
07:37
of your hard-earned money
07:38
and lend it to others.
07:39
That's right.
07:40
But there's no fight, right?
07:41
Thank you very much.
07:42
Alright.
07:43
Atty. Alex Solidada,
07:44
for the information
07:45
you shared
07:46
about the small claims.
07:47
Thank you very much, Atty.
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