Why It's Never Too Late To Invest Ft. Ankur Warikoo

Brut India

Why It's Never Too Late To Invest Ft. Ankur Warikoo If you're in your 30s and haven't started investing yet, entrepreneur @warikoo shows you the way forward.

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00:00in case you've missed the bus. So if you're in your 20s and you start investing for the next 15 years

00:07at 35 you will have a lot of money that you could potentially retire. But if you start at say 30-35

00:13you will still have to invest for another 15 years and that means you can't retire by the age of 40

00:19but when you're 50 and you're nearing the retirement age you will have again that same corpus

00:24that someone at 35 would have. What changes is your risk profile. You're in your 30s, quite

00:29likely you have financial responsibility not just of yourself but maybe of extensions, your family,

00:33your parents, whatsoever and that means you can't be flippant with your money or take as much risk

00:39as you could when you were in your 20s. So what you would do is that you will move more and more

00:44towards stable investments. The tricks don't change. In your 20s I suggested invest 80% in

00:53the equity market 20% in crypto. If you're in your 30s I'd say invest 60% in the equity markets

01:01no more than 10% if at all in the crypto market and then the remaining about 30% invested in

01:08stable assets such as gold if you have the ability such as real estate. If not then something like

01:15corporate bonds which give you fixed income or fixed returns with zero unpredictability attached

01:21to it. That is how you would want to again ensure that you are being true to the responsibility that

01:28you have while at the same time growing your money. So in case you're not aware of where to

01:32start your investing journey and that's absolutely understandable because most of us as I said were

01:37not trained or taught to know about money as such. I found that a great platform is to start online

01:43and start on a place like YouTube. There's enough and more good quality content that is out there.

01:51you

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