RBI MPC Policy: Modi 3.0 के गठन से पहले महंगे Loan से कोई राहत नहीं| Shaktikanta Das| GoodReturns

Goodreturns

आरबीआई (RBI) ने एक बार फिर रेपो रेट (Repo Rate) में कोई बदलाव नहीं करने का फैसला किया है. यह लगातार आठवां मौका है जब रेपो रेट में कोई बदलाव नहीं किया गया है. केंद्रीय बैंक ने आखिरी बार फरवरी, 2023 में रेपो दर को बढ़ाकर 6.5 प्रतिशत किया था और तब से इसे लगातार यथावत रखा गया है. रिजर्व बैंक के गवर्नर शक्तिकांत दास (Shaktikanta Das) की अगुवाई वाली मौद्रिक नीति समिति (Monetary Policy Committee) ने एक बार फिर रेपो रेट में कोई बदलाव नहीं करने का फैसला किया है.     RBI Monetary Policy Live,RBI Monetary Policy 2024,rbi monetary policy june 2024,rbi monetary policy,rbi monetary policy 2024,rbi monetary policy 2024 update,rbi monetary policy today,monetary policy,monetary policy of rbi,rbi monetary policy in hindi,monetary policy committee,monetary policy in hindi,rbi,rbi monetary policy update,rbi monetary policy news,rbi governor shaktikanta das live,governor shaktikanta das,       #RBI #MonetaryPolicy #BusinessNews #shaktikantadas #Modi3.0                  ~HT.178~PR.147~ED.110~GR.121~

Transcript

00:00 The Monetary Policy Committee met on 5th, 6th and 7th June.

00:05 After detailed assessment of the evolving macroeconomic and financial developments and

00:11 the outlook, the MPC decided by a 4-2 majority to keep the policy report unchanged at 6.5%.

00:23 Reserve Bank of India's Monetary Policy Committee (MPC) on Friday, 7th June, for the

00:28 8th time in a row, did not make any changes to the report.

00:32 The report is at 6.5%.

00:36 The 6-member MPC did not make any changes to the interest rate by a 4-2 majority.

00:44 No changes to the report will increase the EMI burden on customers, nor will the loan

00:51 rates of banks increase.

00:52 As before, the RBI increased the interest rate by 2.50% from May 2022 to February 2023

01:00 and increased it to 6.5%.

01:03 Since then, the MPC has been in the same position in 8 meetings and has not made any changes.

01:11 RBI Governor Shaktikanta Das said that as far as the question of change in the policy rate

01:16 is concerned, his eyes are on the action of the US Central Bank.

01:20 His eyes are also on developed economies.

01:23 RBI Governor Shaktikanta Das said that he is also focusing on local factors.

01:30 And after taking care of these things, any decision will be made on the interest rate.

01:35 The Monetary Policy Committee has said that before making any changes to the rates, they

01:39 want to see the indication of bringing the retail inflation rate to a permanent level.

01:44 Let me tell you that the inflation rate has fallen in recent months, but it is still above

01:51 the 4% medium-term target of the Central Bank.

01:54 In April, the retail inflation rate was 4.83% at the initial level of 10 months, while in

02:00 March it was 4.85%.

02:03 The Central Bank has repeatedly said that after bringing inflation in the third period

02:09 of 10 months, its next goal is to bring it to the medium term of 4%, which is also on

02:15 a permanent basis.

02:16 According to RBI, in the first quarter, the retail inflation rate was 4.9%, in the second

02:21 quarter 3.8%, in the third quarter 4.6% and in the fourth quarter 4.5% is estimated to

02:28 be.

02:29 So, if we look at this time, there has been no change in the repo rate and it is fixed

02:34 at 6.5%.

02:35 If you do not know what is repo rate and reverse repo rate, then let me tell you that too.

02:42 So, repo rate is the interest rate on which banks get money from RBI.

02:48 Therefore, whenever there is a change in the repo rate, the interest rates from personal

02:52 loans to car loans and home loans change.

02:55 The interest rate of loans decreases when there is a decrease in the repo rate, while the

02:59 loans become expensive when the repo rate increases.

03:01 Similarly, the interest rates on which the Reserve Bank gives money to the banks according

03:07 to the rates are called reverse repo rates.

03:11 So, if you look at it in a way, there will be no change in the burden of EMI by not changing

03:16 in the repo rate.

03:17 The EMI you are giving will continue to run with the same rate.

03:22 On the other hand, this announcement is good news for investors who like to invest in FD

03:27 and want to stay on the repo rate, which means that you will get more interest on FD.

03:35 How did you find this information in the video?

03:37 Do tell us by commenting.

03:38 You can also tell us what you have to say about this decision of RBI by commenting.

03:42 If you are watching this video on Facebook, then like the Facebook page.

03:45 If you are watching on YouTube, then do not forget to subscribe to the YouTube channel of Good Returns.

03:49 [MUSIC PLAYING]

Category

Transcript

Recommended