How to choose the right scheme for SIP? | GoodReturns - video Dailymotion

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Transcript

00:00You have said that we can go in any scheme, so what kind of scheme should we be looking for?

00:08What kind of scheme should we start with?

00:12Because we all want to be a return, no one doesn't want to be a loss.

00:16So what kind of scheme should we start with?

00:22Tell us.

00:24Yes, what happens is that we should return and quickly?

00:29Yes.

00:30Patience is very low in people today.

00:34So according to my opinion, you should do your goal-based financial planning.

00:41It means that you should take care of three things.

00:45If you are investing in the first time,

00:47then the biggest way is that you don't put money together.

00:53Because we don't know about the market,

00:56so many global things are happening.

00:58What is going to happen tomorrow?

01:00No one can't predict.

01:01So if you don't put money together,

01:04then start your first mutual fund from SIP.

01:09This will be my goal.

01:11And if you have to choose a scheme,

01:14then the three things that are very important,

01:17one is what is your life.

01:19The second thing is,

01:21which way you have to adapt to this SIP?

01:25You want to adapt to this time horizon,

01:26and you should adapt to this scheme.

01:28So if you have to adapt to this business for 5 years,

01:29not for 10 years,

01:30or you want to adapt to this time horizon,

01:34then that is a big factor that you want to adapt to this scheme.

01:39And the third thing is the liquidity criteria.

01:42And the third thing is the liquidity criteria.

01:45So, when you have the money back, that is also a very big thing when you have selected the scheme.

01:52So, for example, if your time horizon is very small, 2-3 years,

01:58then you should not invest in the share bazaar or equity market oriented scheme.

02:04You should invest in the debt market or hybrid scheme,

02:08which is a little bit less than a share bazaar or equity portion.

02:13And if your time horizon is a little bit longer,

02:165 years, 8-10 years,

02:19then you have an aggressive hybrid where the equity portion is a little bit more.

02:24Or then you have in the share bazaar or equity market,

02:28100% equity oriented scheme,

02:30whether it is large cap, flexi cap, multi cap,

02:34or whatever you have to do with your asset allocation,

02:39you should invest in there.

How to choose the right scheme for SIP? | GoodReturns

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