2011, bankat, shtojnë fitimet - Vizion Plus - News - Lajme
- 9 years ago
Sistemi bankar ne vend ka sfiduar efekte e krizës financiare por edhe ato te kredive te këqija, duke shënuar një fitim te kënaqshëm. Duke iu referuar te dhënave te pa audituara nga shoqata e bankave, fitimet ne vitin 2011 arritën ne 15.1 miliard leke, një nivel ky i cili nuk është vërejtur ne katër vitet e fundit. Fitimet kryesore te bankave vijnë nga normat e interesit te kredive, te cilat Shqipëria rezulton ti ketë me te lartat ne rajon. Ekspertet thonë se pavarësisht uljes se normës se interesit te lekut nga Banka e Shqipërisë tre here brenda një kohe te shkurtër, serish kostot e kredisë nuk janë ulur. Edhe pse normat e depozitave ne leke janë rreth 6%, bankat e nivelit te dyte ofrojnë interesat e kredisë gati dyfish me shtrenjte. Përtej fitime te regjistruara, jo te gjitha bankat kane tregues pozitiv. Ne vendin tone operojnë gjithsej 16 banka, një prej te cilave është me kapital shqiptar.
The banking system in the country has defied the effects of financial crisis but also those bad loans, marking a gain of pleasing. Referring to the unaudited data from the association of banks, profits in 2011 came at 15.1 billion, a level that which is not observed in the past four years. Major banks profits come from interest rates of loans, which resulted Albania to be highest in the region. Experts say that despite the reduced interest rate by the Bank rate three times within a short time, again, credit costs are not reduced. Although deposit rates in Lek are about 6%, the second-tier banks offer credit interest nearly twice as expensive. Beyond profits registered, not all banks have a positive indication. We operate our country a total of 16 banks, one of which is Albanian capital.
The banking system in the country has defied the effects of financial crisis but also those bad loans, marking a gain of pleasing. Referring to the unaudited data from the association of banks, profits in 2011 came at 15.1 billion, a level that which is not observed in the past four years. Major banks profits come from interest rates of loans, which resulted Albania to be highest in the region. Experts say that despite the reduced interest rate by the Bank rate three times within a short time, again, credit costs are not reduced. Although deposit rates in Lek are about 6%, the second-tier banks offer credit interest nearly twice as expensive. Beyond profits registered, not all banks have a positive indication. We operate our country a total of 16 banks, one of which is Albanian capital.