Who pays for storm damage?

A storm just wrecked your windows. Can you make the builder pay?

Transcript

00:00so a storm shattered your windows can you get the builder to pay

00:06usually the answer would be no but there is more to the story

00:10natural disasters like storms typically fall under what's called an active god meaning nobody's

00:21directly at fault but wait if the damage happened because your builder used poor quality materials

00:27or made construction mistake then laws like rera and the consumer protection act can help you claim

00:34compensation you'll need however clear proof showing that it is the builder's fault but if it

00:39is not the builder's fault what next you check your home insurance policy most standard home insurance

00:46covers storm damage but flood protection like what's happening in mumbai or the northeast

00:51might need a separate policy so you need to make sure that you capture detailed photos and videos

00:57immediately you have your insurance papers updated and ready you submit your insurance claim as soon

01:03as possible and one very important tip if the damage occurred because you forgot to close your

01:10windows or secure the doors your insurance will not cover it so always double check before any storms if

01:17your insurance wrongly denies your claim you can file a consumer complaint against the insurance company

01:22so stay informed stay covered