Generación Z ¿Arriesgándose para estar seguros?

Somos News

La Generación Z invierte más que las generaciones anteriores. Utilizando la tecnología financiera, también está dispuesta a correr más riesgos. Así lo demuestra una investigación del Foro Económico Mundial en 13 grandes economías: los jóvenes de hoy han empezado a invertir antes que las generaciones anteriores a la misma edad.

Transcript

00:00Gen Z seeks financial security by taking huge financial risks.

00:04That seems paradoxical, so let's take it apart.

00:08Nearly half of Gen Z investors from Canada, China, the UK and the US

00:11feel forced to take financial risks to get ahead in life.

00:15WEF research in 13 major economies shows

00:18young people have begun investing earlier than previous generations.

00:2336% of Gen Z started investing before entering the workforce.

00:27Just 17% of millennials, 10% of Gen X

00:31and 8% of baby boomers did when they were that age.

00:34One game changer in the industry has been the rise of trading apps.

00:38They allow users to invest smaller amounts by offering fractional shares.

00:42Peer influence and social media also play a role.

00:45Over 40% of Gen Z investors in the US, Canada and the UK say

00:49fear of missing out triggers them to invest.

00:52In China, that number is 60%.

00:55But what are they afraid of missing out on?

00:58For many, owning a home or starting a family feels out of reach.

01:03Millennials started out having less disposable income

01:05than the generations before them.

01:07Gen Z, however, is doing a bit better.

01:10And with those funds, Gen Z seems to be taking risks to get ahead.

01:14Research on gambling, which is gamified risk-taking, suggests

01:17when a society shows higher income inequality

01:20or less economic mobility, people tend to gamble more.

01:24Maybe the same goes for financial risk-taking.

Categoría

Transcripción

Recomendada