Make Sure You Have a Travel Card Because It Will Make or Break Expenses

Pennygem

If you travel often, it’s a good idea to pick a card with international benefits so that you’re not only banking on perks with purchases in the U.S. Here’s how to pick the best ones. PennyGem’s Johana Restrepo has more.

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00:00if you travel often it's a good idea to pick a card with international benefits so that you're

00:09not only banking on perks with purchases in the US here's how to pick the best ones nerd while I

00:15recommend starting with cards that have no foreign transaction fees most of these have annual fees

00:21but the perks sometimes outweigh the fee or you can really do some research and find one that

00:27offers both options it's a good idea to hold two cards with international perks because depending

00:33on where you go some places only accept Visa and MasterCard not American Express keep an eye out

00:40for cards that are advertised as travel cards but only allow you to use the points towards purchases

00:47at certain stores you want to be able to redeem points once you've earned them towards flights

00:52and hotels rather than getting cash back CNBC recommends you compare different cards to

00:59see which one will suit your needs best a good starting point would be to check your credit

01:04score and see which cards you would qualify for based on that number

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