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Pennygem
  • 2/13/2025
Maximizing your credit card rewards and savings sounds like the perfect thing to do yesterday! Lucky, we’re here to help with a 3-step credit card review to get the most of your benefits. PennyGem’s Chloe Hurst has the story!

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Learning
Transcript
00:00Maximizing your credit card rewards and savings sounds like the perfect thing to do yesterday.
00:09Lucky we're here to help with a three-step credit card review to get the most of your benefits.
00:15MarketWatch reports most Americans have at least one rewards card, and according to a 2022 Wells
00:21Fargo survey, almost half of reward cardholders are using their perks to help offset rising
00:27inflation. The site simply summarizes an annual review of our credit cards will help to optimize
00:33rewards. It'll help to create a rewards tracker, perhaps a spreadsheet of annual fees, renewal
00:39dates, earning rates, and relevant benefits. Then track the value of rewards earned. You'll need to
00:45do some research and investigate each card's benefits. Bear in mind most credits need to be
00:51used within a calendar year, so keeping track of this information will help. Lastly, it's up to
00:56you to decide each card's fate. You'll be able to weigh up the value of cost versus gain, and before
01:03you rush to rid yourself of the burden, asking for a product change to one of the issuer's other cards
01:09might be the way to go.

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