Menilai Stabilitas Sektor Jasa Keuangan RI, Ini Ulasannya

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"Saksikan tayangan kami Official Youtube IDX Channel di Program 1st Session Closing, Rabu (18/12/2024) dengan tema Menilai Stabilitas Sektor Jasa Keuangan RI, Ini Ulasannya."

Transcript

00:00Game Plus Arcade is available only on NCTA Plus Super App.

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00:05You're back with us on IDX First Session Closing.

00:08The Financial Services Authority ensures the national financial services sector remains stable

00:13amid rising global geopolitical risks

00:16caused by political instability in several countries,

00:19especially Asia, Europe, and the Middle East.

00:22In addition to the victory of Donald Trump as President of the United States,

00:25it is said that the OJK has the potential to increase the trend of trade war.

00:31The Financial Services Authority ensures the national financial services sector remains stable

00:39amid rising global geopolitical risks

00:42caused by political instability in several countries,

00:44especially Asia, Europe, and the Middle East.

00:46In addition to the victory of Donald Trump as President of the United States,

00:50it is said that the OJK has the potential to increase the trend of trade war.

00:56In addition to the victory of Donald Trump as President of the United States,

00:59it is said that the OJK has the potential to increase the trend of trade war.

01:05The Financial Services Authority ensures the national financial services sector remains stable

01:10amid rising global geopolitical risks

01:13and the improvement of global economic activity.

01:18The victory of Donald Trump as President of the United States

01:23is expected to increase the trend of trade war.

01:29In addition to that, geopolitical instability in several countries,

01:34especially Asia, Europe, and the Middle East,

01:39and especially in Ukraine,

01:42also increases the geopolitical risks.

01:46In addition to the financial services sector,

01:48the OJK also said that the growth of domestic economy remains stable.

01:52The Chair of the Commission of the OJK said that

01:54Indonesia's economic growth is still stable until Q3 2024,

01:59where the growth was recorded at 4.95%.

02:05In addition, the OJK also said that

02:07Indonesia's payment rate in Q3 2024 is still recorded surplus.

02:12This indicates a stable external security of domestic economic growth.

02:23This time, we will review the latest assessment

02:26related to the financial services sector in Indonesia at the end of 2024.

02:30The Chair of the Commission of the OJK, Mahendra Siregar,

02:33said that in the midst of the current development,

02:35the global economic activity in general is still better

02:38than expected in the majority of major countries,

02:41which is indicated by the indicators of the labor market

02:43and the request of the United States.

02:48On the other hand, the economic activity of China's production sector

02:51continues to improve despite the pressure on demand,

02:54as well as the indicators of the European economy tend to improve.

02:57This development pushes the global central bank

03:00to be more careful in lifting its monetary policy,

03:04so that the expectation of the terminal rate of the policy flower will increase.

03:08Then, on the domestic side,

03:10the economic activity of the financial services authority is still stable,

03:14with economic growth in Q3 2024 at 4.95%,

03:19and cumulative growth of 5.03%,

03:23so that the overall growth in 2024,

03:26called the OJK, can be maintained above 5%.

03:30Furthermore, the OJK will continue to monitor the current development

03:33and its impact on the domestic financial services sector,

03:36as well as carry out forward-looking assessments

03:39on the performance of the financial services sector.

03:41This is due to the high geopolitical and potential impact

03:45of trade protectionism,

03:47which will be carried out by the Trump administration.

03:50The OJK also asks the financial services authority

03:52to continue to be aware of future risks,

03:54and to have adequate risk mitigation measures.

03:58In addition, the OJK strengthens its commitment

04:00to continue to engage and strengthen bilateral cooperation.

04:04Regarding the current assessment of the Indonesian financial services sector,

04:08we see from the industry or the banking sector,

04:11where the banks have shown positive achievements

04:13in terms of lending up to October 2024.

04:17So how big is the loan?

04:19And what is the percentage of its growth?

04:21Here is the complete information.

04:27The financial services authority reported that in October 2024,

04:30the bank loan grew by 10.92% year-on-year,

04:35or Rp 7,657 trillion.

04:39Along with the growth of loans,

04:42the third party also experienced positive growth,

04:45although slower than the previous month.

04:48The financial services authority reported a growth of 6.74% year-on-year,

04:52to Rp 8,751 trillion.

04:56Bank intermediary operations are still growing positively

05:00with a protected risk profit in October 2024.

05:04Credit growth continues to double-digit growth,

05:08to Rp 10.92% year-on-year,

05:10while in September last year, it grew by 10.85%,

05:16to Rp 7,656.90 trillion.

05:20On the other hand, the third party, or the DPK,

05:23reported a growth of 6.74% year-on-year,

05:28while in September last year, it grew by 7.04% year-on-year,

05:31to Rp 8,751.16 trillion.

05:36Meanwhile, regarding the quality of credit,

05:38the OJK stated that the quality of credit is still maintained

05:41with an NPL growth ratio of 2.2%

05:45and an NPL net of 0.77%.

05:49Then, from the side of the loan at risk ratio,

05:51showing a decline trend of 9.94%.

05:56In addition to the side of the loan,

05:58the growth of the DPK, as well as the side of the NPL,

06:01Indonesia's banking industry, in October 2024,

06:04if viewed from the level of bank profitability, or ROE,

06:08increased to 2.73%,

06:10and the capital addition ratio, or CARB,

06:13which is 27.9%,

06:16increased to 2.73%,

06:19and the capital addition ratio, or CARB,

06:22which is 27.07%.

06:26This shows that the banking industry is still resilient and stable.

06:31Meanwhile, from the side of liquidity,

06:33the banking industry in October 2024

06:35was also evaluated in accordance with

06:37the ratio of liquid assets per non-core deposit,

06:40and liquid assets per third-party funds,

06:42each of which is 116,

06:44we mean 111.64,

06:46and also 25.58%.

06:48Far above each threshold,

06:50as large as 50% and also 10%.

06:53Meanwhile, the OJK stated that in October 2024,

06:56lending, especially from the UMKM side,

06:58only grew by 4.75% year-on-year.

07:03This is exactly what worries the OJK,

07:06where the OJK also stated that it will issue regulations

07:09to facilitate financing access for the UMKM business.

07:13The OJK said that one of the guarantees of the P2SK law

07:17is to issue an OJK or POJK regulation

07:20to facilitate UMKM financing access,

07:23both through banks or non-bank financial services

07:26through a special scheme.

07:28This scheme, among others,

07:29is the arrangement of a credit scheme

07:31to adjust the UMKM business,

07:33the speed of the business process in the UMKM financing network,

07:36and other facilities.

07:38In addition, the OJK said that the POJK will also regulate

07:41the speed of the business process

07:43in the UMKM financing network and other facilities.

07:47Furthermore, the OJK insisted that banks and non-bank institutions

07:50will also collaborate to facilitate the UMKM financing.

07:55From the banking industry,

07:57let's move to the Indonesian capital market,

08:00where the Financial Services Authority estimates

08:02that activities in the capital market,

08:04especially fundraising, are still in a positive trend.

08:07So, what does it look like so far?

08:09Here's the information.

08:14The Executive Head of Capital Market Supervision,

08:16Derivative Finance and Carbon OJK, Inarno Jaya,

08:19ensured that the accumulation of funds in the capital market

08:21is still in a positive trend.

08:24Inarno reported that the general offer value

08:26reached Rp219.45 trillion,

08:29including fundraising from 34 new emitters

08:33and the general offer with a value of Rp51.20 trillion

08:37through stock IPO,

08:40and the general offer by stockholders.

08:43The accumulation of funds in the capital market

08:45is still in a positive trend.

08:47The general offer value reached Rp219 trillion,

08:54including fundraising from 34 new emitters

09:01and the general offer with a value of Rp51.20 trillion

09:08through stock IPO,

09:11the accumulation of funds in the capital market

09:13and the general offer by stockholders.

09:16The Financial Services Authority further stressed

09:18that it has a positive outlook

09:20for the capital market in Indonesia

09:22in 2024-2025.

09:25The OJK also saw and observed

09:27several assessments from several capital market

09:29and economic analysts,

09:31which estimated that the capital market energy

09:33in 2024 is better than last November.

09:37There is also an outlook for 2025,

09:39in line with the government's program

09:41to increase economic growth

09:43and several strategies that have been established,

09:45covered by IDX Channel.

09:53Regarding the capital market in Indonesia,

09:55the Financial Services Authority

09:57noted that until November 2024,

09:59there are still 133 companies

10:02that have entered the general offer pipeline

10:05in the domestic capital market

10:07with an indicative value of Rp58.34 trillion.

10:13Based on the OJK data,

10:14the general offer pipeline includes

10:16the plan for the general offer of stock funds

10:18by 97 companies,

10:207 limited general offers,

10:228 debt and interest effects,

10:25and 21 continuous general offers,

10:28EBUS, level 1, 2, and so on.

10:31The Financial Services Authority also stated

10:33that it has a positive outlook

10:35for the Indonesian capital market

10:37by the end of 2024 until 2025.

10:41In the latest PERS conference,

10:43the OJK stated that on December 12, 2024,

10:46the IHSG showed an increase of 1.67%

10:48if calculated from the beginning of the year

10:50or year-to-date.

10:52As of December 12, 2024,

10:54the IHSG is at the number of 7,394

10:56and the OJK sees that

10:58if compared to the position at the end of November,

11:00where the year-to-date is equal to

11:02minus 2.18%

11:04or at the level of 7,114.27,

11:07this indicates that there is

11:09improvement in the capital market.

11:11The OJK also sees that there is still room

11:13for the capital market to grow positively.

11:16However, there are still a few things

11:18that must be monitored,

11:20especially global factors such as geopolitical tensions

11:23and also policies in other countries

11:25that can affect Indonesia's economy

11:28and give sentiment to the Indonesian capital market.

11:32Yes, that was the latest assessment

11:34from the Indonesian financial services sector

11:36and we hope related stakeholders,

11:38especially the financial services authorities,

11:40can continue to take various steps and strategies

11:42as well as mitigate various existing risks

11:44to continue to maintain the growth

11:46of the Indonesian financial services sector in a positive way.

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