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“It’s going to be difficult to believe what you see with your own eyes online” - Fraud specialist talks deepfakes and AI
National World - LocalTV
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21/11/2024
While some deepfakes are easy to spot due to odd distortions, others are highly realistic, making it increasingly difficult to discern fact from fiction. To tell us more is Fraud Specialist at Entrust, Simon Horswell.
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00:00
Working in identity verification,
00:03
part of that is the submission of an identity document.
00:08
Then the other component to verify that you are
00:10
the rightful holder of that document
00:12
is to submit your biometrics.
00:15
This can be in the form of a still photograph or
00:18
selfie or a video if we want to confirm liveness.
00:22
So that's that extra step.
00:24
But this is where the deep fake element comes in.
00:28
So if you are not the rightful holder of the document,
00:31
there's one of two things you can do.
00:32
You can either alter the document,
00:35
so illegally change the document in some way
00:37
so that it puts your face on the document,
00:40
or you can try and in some way change your face
00:43
to look like the person who does own the document.
00:46
And this is where deep fakes have been employed
00:49
so that people can wear essentially a digital mask
00:52
of the rightful holder.
00:53
The technology is getting better and better.
00:56
Generative AI has become more advanced,
00:59
easier to use, and more accessible.
01:01
And the experts are warning us it's only going to
01:03
get better going forward.
01:05
So what's in the future for online fraud?
01:07
So what we're starting to see occur now
01:11
are fraudsters injecting genuine documents.
01:15
And one of the elements I think we'll start to see more of
01:19
almost as a kind of a repercussion of the improvements
01:24
in technology is you will see people trying to do more
01:28
low-tech solutions.
01:30
So I think we'll see an increase in social engineering scams
01:34
or coercion where people with their genuine details
01:39
and their genuine face will be tricked or coerced
01:42
into submitting them on the fraudster's behalf.
01:45
It's become that realistic now that for a human being,
01:48
it's almost imperceptible.
01:50
We are entering into that period now.
01:51
I think we are at a turning point where
01:54
it's going to be difficult to believe what you see
01:57
with your own eyes if we're seeing it online.
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