You Make Your Payments On Time, So Why Is Your Credit Score Still Dropping?

Despite making your car and credit card payments on time, your credit score still may be dropping.
Credit scores are based on payment history, balances, length of history, and types of credit accounts.
According to Business Insider, one surefire way to make your score go down is through late payments.
Another is to make minimum payments on cards that are maxed out.
And a very unnerving situation can occur when another loan servicer buys your mortgage.