Insurance of cars

Car Insurance with a Bad Driving Record
Just because you have tickets, accidents, or a DUI does not mean you should overpay on car insurance. Yes, having incidents like these on your driving record means insurers categorize you as a “high risk driver.” And yes, high risk drivers tend to pay higher rates. But having a less than perfect driving record does not mean you are out of luck.

First, several factors can work in your favor and can minimize any rate increases. Additionally, there are various ways to prove to insurers your commitment to being a good driver, which can help bring down your rate. And finally, you should shop around to make sure you get insured through a company that specializes in high risk drivers.