00:00Hiya! How do I look? Pretty, smart, clever. Yes, so that's C-L-E-V-A, clever. I'm making this video to say what I like about the clever banking institution. So, number one, I like the fact that it's easy to sign up and own an account or become a user. Secondly, every new user can easily navigate their applications. Yes. And thirdly, I love the user interface. Thank you. Byeya!