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Your College Future: Affordability, ROI, and the Changing Landscape of Higher Ed
Money Explainers
Seguir
26/6/2025
Discover Money magazine's unique approach to ranking "Best Colleges"! Learn how affordability and ROI are reshaping college choices and what to consider in this "tumultuous time" for higher ed.
#CollegeValue #StudentLoans #HigherEducation
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Noticias
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00:00
College decisions are a big deal and Money Magazine's 2025-2026
00:05
Best Colleges in America report offers a fresh perspective.
00:09
Unlike traditional rankings, Money uses a 5-star scale focused entirely on affordability
00:14
and return on investment, ROI. Money stresses that these aren't the only places to get great value.
00:21
Notably, half of the 40 top 5-star colleges are public universities, including names like
00:26
the University of Michigan and the University of North Carolina at Chapel Hill. Center College
00:32
in Kentucky boasts high study abroad and undergraduate research participation, along
00:36
with an 85% four-year graduation rate. A potential second Trump presidency could bring changes to
00:42
research funding and federal aid. And then drilling down into details. There's no single perfect school.
00:51
Your ideal choice depends on your budget, preferred location, academic interests,
00:55
and desired campus culture. While cost is often the single most critical factor,
01:01
remember that academic and social fit are equally vital for a successful college experience.
01:06
Ultimately, success isn't just about getting into the right college,
01:10
it s what you do when you agree in college that really determines if you agree going to
01:14
get your money s worth out of it. Congress is also working on a significant budget bill that
01:18
might impact Pell Grants and student loans, putting pressure on college budgets and potentially tuition
01:23
costs. On a positive note, student loan interest rates are expected to be a slightly cheaper next
01:29
year. Rensselaer Polytechnic Institute in New York stands out for career preparation,
01:35
with experiential learning programs that lead to median alumni salaries exceeding six figures.
01:41
They zero in on three crucial factors, what it actually costs to attend, how many students graduate,
01:47
and what kind of salaries graduates earn. This five-star school accepts over 90% of applicants,
01:53
with an average annual cost of less than $8,000 after financial aid. Its 69% graduation rate is
02:00
impressive, especially given its student body's makeup. The California State University system itself
02:06
saw nine campuses earn five-star ratings, a testament to their accessibility.
02:11
This means a deliberate shift away from metrics like prestige, alumni donations,
02:16
or acceptance rates. While many highly selective, well-known institutions still achieve five-star
02:22
ratings, often due to their substantial financial aid budgets. Money also champions lesser-known gems
02:28
that deliver exceptional value. A prime example is California State University, Stanislas.
02:35
Even schools rated 4.5 stars offer compelling reasons to consider them. Students are navigating
02:42
college choices during a tumultuous time for higher education. So, how should you use this information?
02:50
Money advises expanding your initial list of colleges. Money Explainers
02:55
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