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  • 6/20/2025
The personal finance guru shares the financial habits that transformed her life.

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Transcript
00:00never paying more than you can afford to totally stay out of credit card debt 100% of the time,
00:06to always have at least an 8 to 12-month emergency fund, and never finance a car for more than three
00:13years. My life has been perfect because every mistake that I made, I learned from it. But I
00:20learned. I didn't repeat those mistakes over and over again. So because of that, I learned what I
00:28didn't want to do. I learned how it felt to be in debt. I learned to tell all my friends that I had
00:34credit card debt. I learned all these things that I'm telling you. I didn't come from money. I was a
00:39waitress till I was 30. What's the matter with all of you making $400 a month? So for me to go from
00:45that to be a multi, multi, multi, multi, multi, multi-millionaire, I'd have to say it quite a few
00:51times is because I learned from my mistakes and I didn't make those mistakes again.

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