The 5 Best U.S Bank Accounts For Non-Residents

KalsPals

Looking to open a U.S. bank account without being a resident? You're in the right place! In this video, we break down the 5 best U.S. bank accounts for non-residents — whether you're an international traveler, digital nomad, student, or entrepreneur, these banks offer features that make it easy to manage your money from anywhere in the world.  ✅ What you'll learn:  Banks that accept non-U.S. residents  Account requirements (like SSN, ITIN, or passport)  Best options for low fees and easy online access  Pros & cons of each account  How to apply remotely or in person  💳 From fintech startups to traditional institutions, we’ve got you covered with real, up-to-date info to help you make the best choice.  🔔 Subscribe for more financial tips, global banking guides, and expat-friendly content!  📌 Disclaimer: This video is for informational purposes only and not financial advice. Always check with the bank for the latest requirements.  Let me know if you’d like a shorter version or want to optimize it for YouTube SEO.        Follow up  Can we add more details on fees?  Include tips on avoiding common pitfalls.  Suggest ideal target audience for this video.

Transcript

00:00If you're a non-resident or international entrepreneur trying to open a U.S. bank account, I've got your back.

00:06I've helped hundreds of clients navigate the ever-changing rules.

00:10Let's break down the top five U.S. banking options.

00:13One Mercury.

00:14What it is?

00:15A fintech platform built on Evolve Bank.

00:18Best four.

00:19Startups.

00:20Remote founders with a U.S. LLC.

00:23Pros.

00:24Easy interface, FDIC insured.

00:26Fast approval, high limits.

00:28Cons.

00:29Cracking down on foreign usage.

00:32More scrutiny on applications.

00:34Tips.

00:35Emphasize U.S. clients.

00:37You can now list your real foreign address for KYC.

00:40Two.

00:41Relay Financial.

00:42What it is?

00:43Another fintech on top of a bank.

00:46Best four.

00:47Teams.

00:48Businesses needing multiple cards slash accounts.

00:51Pros.

00:51Great customer service.

00:53Customizable roles.

00:55Better expense tracking.

00:56Cons.

00:57Slightly lower limits.

00:59Similar residency restrictions.

01:01Tips.

01:02Referral links increase approval chances.

01:05Three.

01:05Wise.

01:06What it is?

01:07Multi-currency platform.

01:09Best four.

01:10Sending slash receiving payments across borders quickly.

01:13Pros.

01:14Fast to set up.

01:16Very low fees.

01:17Global account numbers.

01:18Cons.

01:19No FDIC insurance.

01:21Debit cards being phased out.

01:23Tips.

01:24Don't rely solely on WISE.

01:26Use it as a supplement.

01:28Four.

01:29Traditional U.S. banks.

01:30Chase, Citi, BOA, Wells Fargo.

01:33Best four.

01:34Large international wire transfers.

01:36Trusted proof of address.

01:38Pros.

01:39Widely accepted statements.

01:41Easier for brokerage slash trading accounts.

01:44Cons.

01:45Must be in the U.S.

01:46Inconsistent service.

01:48High fees.

01:49Tips.

01:50Visit multiple branches.

01:52Bring passport.

01:53Proof of address.

01:54U.S. phone number.

01:55Five.

01:56High beam.

01:57What it is?

01:58FinTech tailored for e-commerce.

02:00Best four.

02:01Shopify.

02:02Amazon.

02:03Stripe users without SSN.

02:05Pros.

02:06Accepts non-residents.

02:07Good support.

02:09Interest on savings.

02:10Cons.

02:12Must connect an active online sales platform.

02:15Tips.

02:15Great for those doing real business.

02:17Even service providers like you.

02:19Outro.

02:20Banking as a non-resident can be a hassle.

02:23But it doesn't have to be.

02:25Try more than one.

02:26Always have backups.

02:28And build your infrastructure before you need it.

02:30Call to action.

02:32Watch my relay interview here.

02:34And another video on how we helped a client recover stuck funds here.

02:37If you want help opening your account or LLC.

02:41Links are in the description.

02:43Checkered flag final thoughts.

02:44You're providing valuable, high-trust information.

02:48And this topic is in demand.

02:50Especially among non-resident founders.

02:52With some polishing, better structure, tighter delivery, and visual support.

02:57You could easily rank well on YouTube and grow your audience fast.

03:01Would you like me to help you create a cleaner, edited script version of this

03:05with timestamps and bullet points ready for recording?

03:07Okay.

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