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Cruise ships and travel insurance: what happens if you're injured?
Australian Community Media
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4/29/2025
What are the risks of cruise ships when it comes to travel insurance and on-board or excursion-related injuries? A legal expert shared with ACM what Aussies should know and why skipping cover might be a gamble you're likely to lose.
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TV
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00:00
Cruise ships are always a lot of terms and conditions that should be understood often
00:09
the cruise line wants you to take the risk of the activities they have on board I find
00:15
that somewhat unusual given that they're they're the ones that organize the activities but they
00:26
also want you to take the risk of the excursions you participate in now that's more understandable
00:32
because usually they rely on third parties to provide the onshore excursions and won't
00:38
necessarily don't want to accept liability for anything that goes wrong that said they
00:45
are expected to conduct risk assessments of the providers of their excursions and they
00:52
should be able to satisfy passengers that the excursion and activity is safe to engage in
00:59
so again there is potential recourse for people injured both on board and during onshore excursions
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