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医疗保险明年或涨70% 民众大叹吃不消恐“断保” 吁政府管管“它”
Hotspot热点
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12/14/2024
▐ 全民来讲讲▐ 医疗保险明年或涨70% 引起争议,大众吃不消!保费调涨,是保险公司、私人医院还是消费者的责任?
记者 | Jazkee黄界錤
#保险 #医药卡 #医疗保费 #涨价 #私人医院
#发射热点 #84hotspot #热点短视频 #全民来讲讲
🔴 更多新闻资讯看这里 ▹ https://xuan.com.my/hotspot
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News
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00:00
The market is very bad.
00:00
If this goes on, we're going to go bankrupt.
00:02
He's gone too far.
00:03
Doctors have to make money, insurance has to make money.
00:05
Our people are suffering.
00:06
It should go up, but not too expensive.
00:08
You all are killing, man.
00:09
Everyone is afraid of getting sick now.
00:11
They rob people's money.
00:12
As a doctor, they must have ethics.
00:14
Many doctors are...
00:18
Insurance and medical cards have recently been issued.
00:19
Next year, the amount will go up.
00:21
The highest increase can reach 70%,
00:23
which will cause a surge in income.
00:24
The National Bank has not yet stated
00:25
how much the increase will be.
00:27
But for the people,
00:28
there will definitely be an increase in expenses.
00:30
Some people have even prepared to go bankrupt.
00:32
For the general public,
00:33
how much increase is reasonable?
00:35
How many insurance payments do the people have on average?
00:37
How much money do they spend on insurance every month?
00:39
Insurance prices are rising.
00:40
The question is whether it's the consumers,
00:41
insurance companies, or private hospitals.
00:43
Let's listen to what the public has to say.
00:44
Let's go.
00:45
Can you accept medical insurance?
00:47
Of course I can't accept it.
00:49
There's no more salary added in.
00:51
It's very difficult for us to pay more.
00:54
It's not as high as 70% or 80%.
00:57
Do you want to follow his hair growth rate?
00:59
It's all murderous.
01:00
For a 50-60-year-old,
01:01
he may no longer have the ability to work.
01:03
Add another 30% to 40%,
01:05
it's a lot of pressure for him.
01:06
Or for some young people who just came out of society,
01:09
with a salary of RM2,500,
01:11
plus the cost of buying a car,
01:12
how much is left?
01:14
He has to get up twice, you know?
01:16
Can't get up again.
01:17
It's really hard.
01:18
We really can't work anymore.
01:20
First, I started my medical card monthly,
01:22
RM80.
01:23
But now, it goes to RM650.
01:25
Y'all are killing, man.
01:27
How much is your salary?
01:30
Maybe 10% to 15%.
01:32
10% to 25%.
01:33
Actually, 25% is a lot.
01:35
It's reasonable if it's less than 30%.
01:38
Don't increase it.
01:39
We've been working for so many years.
01:41
If we increase it,
01:41
we really can't work anymore.
01:43
Don't make it so high.
01:44
20%, 30%.
01:45
20%, 30% is acceptable.
01:47
10%, 20% is okay.
01:49
70% is enough, you know?
01:50
Even 10% is money.
01:52
If now we accept the 10%
01:54
for the future,
01:55
it will go again and again.
01:58
Why did you stop working?
02:00
Because we can't work anymore.
02:01
A lot of young people will lose their jobs.
02:03
There are a lot of young people
02:05
who are losing their jobs.
02:06
Especially those who are older.
02:09
It's only at this age
02:11
that they start to lose their jobs.
02:13
Suddenly, you guys
02:14
increase their salary like this.
02:16
They don't want to do it.
02:18
They have no choice.
02:19
Did you buy a medical card?
02:20
I did.
02:21
I can't afford it.
02:23
It's hard to eat.
02:24
How can I pay the medical fee?
02:26
I can't afford it.
02:27
I can't afford it at all.
02:29
It's easier to cut it off.
02:32
Oh, if it goes on like this,
02:33
I don't want to work anymore.
02:34
I can't afford it.
02:36
Life has become a problem.
02:37
They can't afford it.
02:38
There is no way.
02:39
I am also afraid.
02:40
But when it comes to that time,
02:41
there is no way to think about it.
02:42
Just go to the government hospital.
02:44
Or go to the hospital.
02:46
Some EPF claims
02:47
that insurance does not have to be so big.
02:49
Those who have EPF
02:50
can apply for EPF to the government.
02:52
It's completely free.
02:53
Why do you have to add 70%?
02:56
The doctor has to earn insurance.
02:58
It's hard for our people.
03:03
Just go to the EPF.
03:05
The government hospital
03:06
will claim you at most.
03:07
10,000 RMB, 8,000 RMB.
03:09
You are 40, 50, 10,000 RMB.
03:10
It's almost 2, 3 times.
03:11
I recently went to get an eye surgery.
03:14
RM740.
03:15
If you have a medical card, it will cost more than RM10,000.
03:17
There should be a difference of 2, 3, 4 percent.
03:20
2, 3, 4 percent difference.
03:22
So it's not up to us.
03:23
CT scan.
03:23
Generally, it costs more than RM1,000.
03:25
Medical card.
03:26
I saw the bill.
03:27
It may cost more than RM3,000.
03:28
Whenever we go to any
03:30
specialist medical centre,
03:31
first question is
03:33
are you insured or not?
03:35
Why?
03:35
Is that insured means different price?
03:38
And the uninsured is different price, is it?
03:40
No.
03:41
Which is not fair too.
03:46
It should be like this.
03:46
Because you don't have a claim,
03:47
it should be reduced every year.
03:49
Some insurance companies
03:50
have already implemented such a plan.
03:54
I think it's okay.
03:55
For those who have never used it before,
03:57
it's reasonable.
04:02
The government should control it.
04:04
They don't let us pay for it.
04:07
Whether it's insurance or private business,
04:08
we should discuss it in three ways.
04:09
The government should be the backer.
04:11
Then we can come up with a good plan.
04:12
There are auditors at Bank Negara,
04:14
auditors at the insurance company also.
04:16
They must come out with a very strict billing system.
04:19
Where it goes wrong.
04:21
But don't punish the consumers.
04:23
After a round of discussion,
04:24
people in Kuala Lumpur
04:25
almost all said 70% increase in medical card
04:28
is unacceptable.
04:29
They think it's okay if the increase is less than 30%.
04:32
Of course, the problem is not limited to insurance companies.
04:34
Some people think the government should also control
04:37
the private hospital's billing system.
04:38
I don't know how you view
04:39
the increase in medical card prices.
04:41
How much do you spend on medical cards every month?
04:43
Welcome to leave a message.
04:45
If you like this episode,
04:46
remember to like and share.
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