Kenyans Have Been Urged To Embrace Saving Culture During Earlier Age To Avoid Tuff Life After Retirement. According To The Retirement Benefit Authority Only 25 Percent Of Employed Kenyans Save For Retirement Which Has Resulted Into Many People Languish Into Poverty. Speaking In Eldoret,Uasingishu County The Authority Has Said Youths Are The Most Affected Whereby Most Of Them Miss Use By Living Lavish Life Forgeting That There Is Life After Employment.