In this episode of the Indian Express weekly tech podcast – Our Own Devices, host Nandagopal Rajan speaks to Dewang Neralla, the CEO of NTT Data Payment Services India Ltd. They discuss something that has become an intrinsic part of our lives-UPI, how India is pioneering real-time payment, the financial revolution brought by India through UPI, and how we can use it effectively while safeguarding ourselves against fraud and phishing attacks.