Dhrubashish Bhattacharya currently heads the MSME banking at reportedly India's third largest bank Bank of Baroda and also spearheads its co-lending programme. He has over 28 years of experience in various capacities ranging from branch manager to business head. In an interaction with FE ASPIRE, Bhattacharya dives into the bank's approach to MSME lending, partnerships with NBFCs for co-origination of loans to small businesses, and the bank's role in the MSME sector's recovery post Covid.