Agensi Kaunselling dan Pengurusan Kredit (AKPK) or the Credit Counselling and Debt Management Agency celebrates their 15th anniversary. Throughout the years, they've assisted 1.2 million individuals through financial advisory, of which more than 330,000 have participated in debt management programme (DMP). Ibrahim Sani speaks with Nirmala Subramaniam, Head of Financial Education Household AKPK to learn what's next for them.