Many people don't invest because of fear and ignorance. The majority of individuals have no idea how the stock market works, do not have a brokerage account. The stock market is frequently misunderstood as a zero-sum game or a kind of gambling. And if you have no idea what you're doing and try to be a day trader or choose stocks based on advise from a buddy, barber, or whatever, you're really gambling. American investor Howard S. Marks is rumoured to have stated, "Investing is more art than science." Even a layperson should begin investing as soon as possible.

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