3 Simple Ways, to Improve Your Finances. These three suggestions can help you improve your finances immediately. 1. , Automate your saving. Ways to do this include automatic withdrawals and splitting your paycheck among different savings accounts or 401(k)s. 2. , Decrease mindless spending. Take control of your subscriptions. A good way to do this is to analyze your bank statements. 3. , Open a high-yield savings account. Marcus and Ally offer online, 1.7 percent annual percentage yield (A.P.Y.) accounts. Most brick and mortar banks offer 0.01 percent A.P.Y. accounts
