Millionaire Probability Comparison: Race, Age & Education What chance do you have of becoming a millionaire based on your race, age and educational background. White people and Asians ranking the highest probability of becoming millionaires, wheres Blacks have very slim chances of claiming a portion of millionaire status. The odds of becoming a millionaire in America are 6.4% to 22.3% according to data from the Federal Reserve Board’s Survey of Consumer Finances.