Once an ATM is set up in a location and starts attracting a decent number of transactions, it will also attract competition. Very soon, you will see many ATMs being set up in the vicinity. This concept is common in the retail industry and is known as clustering. If one car dealer sets up a showroom in one place, other car dealers, too, come there.As a customer, you may also prefer going to a location that has multiple ATMs. If one ATM doesn’t work, there is always another nearby to meet your need. You don’t have to worry too much about charges, as a certain number of transactions are free, even if you use other bank’s ATM